NY 2 Ban Credit Check
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NY 2 Ban Credit Check (by WL [CA]) Jul 17, 2026 8:50 PM
       NY 2 Ban Credit Check (by NE [PA]) Jul 17, 2026 9:12 PM
       NY 2 Ban Credit Check (by JS [CA]) Jul 17, 2026 10:29 PM
       NY 2 Ban Credit Check (by Robert J [CA]) Jul 18, 2026 12:27 AM
       NY 2 Ban Credit Check (by zero [IN]) Jul 18, 2026 12:45 PM
       NY 2 Ban Credit Check (by 6x6 [TN]) Jul 18, 2026 3:53 PM
       NY 2 Ban Credit Check (by LordZen [MA]) Jul 19, 2026 10:10 PM
       NY 2 Ban Credit Check (by mapleaf18 [NY]) Jul 20, 2026 10:47 AM
       NY 2 Ban Credit Check (by GLR [MA]) Jul 21, 2026 1:43 PM
       NY 2 Ban Credit Check (by Chris [CT]) Jul 29, 2026 3:38 PM
       NY 2 Ban Credit Check (by Mapleaf18 [NY]) Aug 2, 2026 7:58 PM
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NY 2 Ban Credit Check (by WL [CA]) Posted on: Jul 17, 2026 8:50 PM
Message:

The Daily Insanity from NY!

" Mayor Zohran Mamdani says he wants to lighten the load on New York City renters. A veteran Manhattan broker says the mayor's newest idea will do the opposite.

The proposal, part of Mamdani's 23-point "Rental Ripoff Report" released Thursday, would stop landlords from requiring both a credit check and proof of income from applicants, forcing owners to pick one screening method over the other. It would also shift the cost of the credit check itself from tenant to landlord.

Sanai said the bigger issue isn't who pays for the credit check. It's the rule barring landlords from reviewing both credit and income at once.

"That is not merely a change in who pays a nominal screening cost," Sanai said. "It is a restriction on basic financial underwriting."

He compared it to a 2019 rule capping security deposits at one month's rent and blocking landlords from also collecting a final month upfront, a change he said made it harder for applicants with irregular income or thin credit to strengthen a weak application.

Sanai's central worry is that the credit check proposal repeats a pattern he says played out with the FARE Act, a law that promised savings for renters but coincided with rents climbing to record highs.

"We have already seen what happens when lawmakers pretend that mandated costs simply disappear," Sanai said. "The FARE Act prohibited brokers representing landlords from collecting their commissions from tenants."

--98.97.xxx.xxx



NY 2 Ban Credit Check (by NE [PA]) Posted on: Jul 17, 2026 9:12 PM
Message:

How much is the fine? It says it stops both credit and income checks at once. What if you did a 2 part application process?? One smaller fee for the 1st part and a 2nd smaller fee for the 2nd part? Pass or fail on the 1st, then move to the 2nd. You have to fight stupid with stupid. --24.152.xxx.xx



NY 2 Ban Credit Check (by JS [CA]) Posted on: Jul 17, 2026 10:29 PM
Message:

You can’t ban a tenant from giving it to you voluntarily.

Dear Applicant

Your application will be reviewed with a complete credit report. As you know both your income and credit are valuable metrics. You can voluntarily include your most recent pay stubs with your application. We choose the most qualified applicants after a thorough review. Thank you for your interest. --162.204.xxx.xxx



NY 2 Ban Credit Check (by Robert J [CA]) Posted on: Jul 18, 2026 12:27 AM
Message:

Something like what they did in Los Angeles. No Eviction background checks allowed for a residential tenancy. And we are limited on many fronts. --47.156.xxx.xx



NY 2 Ban Credit Check (by zero [IN]) Posted on: Jul 18, 2026 12:45 PM
Message:

What's the over/under that Mamdani doesn't get re-elected?

All those people that voted him in so they could save money can look back and see what changes actually took place.

If they will look back instead of just complaining that the landlord is an evil greedy person. --47.227.xx.xxx



NY 2 Ban Credit Check (by 6x6 [TN]) Posted on: Jul 18, 2026 3:53 PM
Message:

Is no one suing for constitutionality?

Why is this guy not dead yet? --73.19.xxx.xx



NY 2 Ban Credit Check (by LordZen [MA]) Posted on: Jul 19, 2026 10:10 PM
Message:

JS i like your approach xD. --73.149.xx.xxx



NY 2 Ban Credit Check (by mapleaf18 [NY]) Posted on: Jul 20, 2026 10:47 AM
Message:

and right now this only applies to NY(C) AKA the city (5 boroughs) --72.0.xxx.xx



NY 2 Ban Credit Check (by GLR [MA]) Posted on: Jul 21, 2026 1:43 PM
Message:

No kings!

I like how other biz's can still require/request it, but landlord can't. This seems to be questionable and targeting. I hope big landlords sue for discrimination. --209.6.x.xxx



NY 2 Ban Credit Check (by Chris [CT]) Posted on: Jul 29, 2026 3:38 PM
Message:

800 credit score tenants only! --32.218.xx.xxx



NY 2 Ban Credit Check (by Mapleaf18 [NY]) Posted on: Aug 2, 2026 7:58 PM
Message:

Robert J, eviction records were sealed in New York starting in 2019 with the horrid hstpa.

And you're not allowed to discriminate by considering evictions. Now they're eliminating credit checks and income checks. --64.246.xxx.xx


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