 Taxes vs. Insurance (by WMH [NC]) Jun 1, 2026 11:28 AM
 Taxes vs. Insurance (by Rick [IN]) Jun 1, 2026 11:30 AM
Taxes vs. Insurance (by WMH [NC]) Jun 1, 2026 11:37 AM
Taxes vs. Insurance (by Ken [NY]) Jun 1, 2026 12:30 PM
Taxes vs. Insurance (by Pat [VA]) Jun 1, 2026 12:50 PM
Taxes vs. Insurance (by plenty [MO]) Jun 1, 2026 1:26 PM
Taxes vs. Insurance (by Ray-N-Pa [PA]) Jun 1, 2026 3:09 PM
Taxes vs. Insurance (by zero [IN]) Jun 1, 2026 4:53 PM
Taxes vs. Insurance (by pg [SC]) Jun 1, 2026 5:38 PM
Taxes vs. Insurance (by MikeA [TX]) Jun 1, 2026 7:34 PM
Taxes vs. Insurance (by zero [IN]) Jun 2, 2026 7:27 AM
Taxes vs. Insurance (by GKARL [PA]) Jun 2, 2026 2:29 PM
Taxes vs. Insurance (by mapleaf18 [NY]) Jun 3, 2026 5:52 PM
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Taxes vs. Insurance (by WMH [NC]) Posted on: Jun 1, 2026 11:28 AM
Message:
Which is worse for you? :(
Just did some random figuring for 2026 and in County #1, our taxes are now about half what the insurance is. In County #2, next door "over the bridge" as they say, they are about equal to each other (high.)
Insurance is from the same provider on all (we don't have a lot of choice here.)
Resale value of properties differ greatly of course: County #2 would be worth more. But RENTS (all we care about) are about the same. So County #1 is more valuable for us. --73.216.xxx.xxx |
Taxes vs. Insurance (by Rick [IN]) Posted on: Jun 1, 2026 11:30 AM
Message:
Property taxes by far are the worst problem and need to be eliminated!! --76.35.xxx.xxx |
Taxes vs. Insurance (by WMH [NC]) Posted on: Jun 1, 2026 11:37 AM
Message:
I agree about eliminating them, Rick. Especially since we don't get ANY county services: no trash, no sewer, volunteer fire, private roads, etc.
The biggest employer in both Counties is the County itself. Property taxes pay their higher-than-average salaries. What a crime. --73.216.xxx.xxx |
Taxes vs. Insurance (by Ken [NY]) Posted on: Jun 1, 2026 12:30 PM
Message:
property taxes are 2-3x what insurance policies are --38.248.xx.xxx |
Taxes vs. Insurance (by Pat [VA]) Posted on: Jun 1, 2026 12:50 PM
Message:
We get by so much better with the single wide homes for insurance and taxes. Especially if we have a title for them and they are not taxed as real estate --216.126.xx.xx |
Taxes vs. Insurance (by plenty [MO]) Posted on: Jun 1, 2026 1:26 PM
Message:
Single family homes the taxes are three or four times the insurance. Both are the biggest expenses. The mobile homes on private property are taxes $125 and insurance the same. Super cheap. --172.59.xxx.xx |
Taxes vs. Insurance (by Ray-N-Pa [PA]) Posted on: Jun 1, 2026 3:09 PM
Message:
When, I started out, property taxes were two months' rent and insurance one month. Ahhhhhh the good ol' days --173.188.xx.xx |
Taxes vs. Insurance (by zero [IN]) Posted on: Jun 1, 2026 4:53 PM
Message:
Mine that are not escrowed seem to be about equal to each other. Some are a few bucks more, some less all depending on the property.
Most are just above one month's rent each. This does not include the escrowed properties as I have to look that up in a different way.
The duplexes shine in this category tho, or at least they did in the past. --149.34.xxx.xxx |
Taxes vs. Insurance (by pg [SC]) Posted on: Jun 1, 2026 5:38 PM
Message:
My rental SFH property taxes are twice as high as Insurance. In fact property taxes is my biggest expenses.
NOT to change the subject - but why is mobile home taxes so much less than a SFH of the same size? A family in a mobile or SFH will need about the same amount of government services. --104.138.xxx.xxx |
Taxes vs. Insurance (by MikeA [TX]) Posted on: Jun 1, 2026 7:34 PM
Message:
Taxes 1.5-2X insurance. Both have doubled in cost in less than 7 years. --99.64.xx.xx |
Taxes vs. Insurance (by zero [IN]) Posted on: Jun 2, 2026 7:27 AM
Message:
PG I think it is when the trailer has a title so it is considered a vehicle instead of a residence, thus not taxed as such.
But I don't play in that sandbox so others will have the sure answer. --149.34.xxx.xxx |
Taxes vs. Insurance (by GKARL [PA]) Posted on: Jun 2, 2026 2:29 PM
Message:
These are like mortgages you can never pay off. The increases in both are sinking the highly leveraged. I was able to secure big savings on my commercial umbrella last year. Definitely pays to shop insurance every year. --23.28.x.xxx |
Taxes vs. Insurance (by mapleaf18 [NY]) Posted on: Jun 3, 2026 5:52 PM
Message:
What Zero said. MHs are considered "vehicles" for purposes of insurance and property taxes. --217.217.xxx.xxx |
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