 Which One? (by GKARL [PA]) Apr 25, 2026 7:20 PM
 Which One? (by Jason [VA]) Apr 25, 2026 7:29 PM
Which One? (by 6x6 [TN]) Apr 25, 2026 7:30 PM
Which One? (by Ken [NY]) Apr 25, 2026 7:43 PM
Which One? (by Tony [NJ]) Apr 25, 2026 7:56 PM
Which One? (by RB [TN]) Apr 25, 2026 7:58 PM
Which One? (by Ray-N-Pa [PA]) Apr 25, 2026 10:01 PM
Which One? (by Rick [IN]) Apr 26, 2026 9:14 AM
Which One? (by zero [IN]) Apr 26, 2026 9:39 AM
Which One? (by Peacegarden [ND]) Apr 26, 2026 10:52 AM
Which One? (by WMH [NC]) Apr 26, 2026 12:30 PM
Which One? (by DJ [VA]) Apr 26, 2026 4:27 PM
Which One? (by Ray-N-Pa [PA]) Apr 26, 2026 4:38 PM
Which One? (by Jatmer4 [WA]) Apr 26, 2026 5:39 PM
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Which One? (by GKARL [PA]) Posted on: Apr 25, 2026 7:20 PM
Message:
Two candidates for a studio going for $ 1100/mo:
Candidate #1
1) Recent college grad recently employed by USDA. Salary is 70K. Just got the job 3 weeks ago.
2) Credit score is 550. Shows a recent 30 day late.
Income is solid and credit issues will likely be cleaned up. Can easily afford the unit. Currently lives with parents and only previous rental has been a dorm. If I went with this candidate, a double security would be gotten which she agrees with.
Candidate # 2
1) Recently got a job with a Specialized Living business. Salary is 50K.
2) Credit score is 750
This candidate also lives with his parents and this will be his first place.
Which one? --23.28.x.xxx |
Which One? (by Jason [VA]) Posted on: Apr 25, 2026 7:29 PM
Message:
If those are the only options, #2. The first already proved they don’t pay their bills responsibly. --143.105.xxx.xxx |
Which One? (by 6x6 [TN]) Posted on: Apr 25, 2026 7:30 PM
Message:
Candidate #1 but I don't like that 30 day late. That said, what exactly do you mean by 30 day late, if she is living with parents? --73.19.xxx.xx |
Which One? (by Ken [NY]) Posted on: Apr 25, 2026 7:43 PM
Message:
I would take number 2. both live at home and were in college, seems like you have to put effort into having bad credit in that situation, i am not impressed with a 750 in that situation but a 550 scares me --38.248.xx.xxx |
Which One? (by Tony [NJ]) Posted on: Apr 25, 2026 7:56 PM
Message:
#2 gets my vote --76.117.xxx.xxx |
Which One? (by RB [TN]) Posted on: Apr 25, 2026 7:58 PM
Message:
First one that passes your qualifications,
in all categories.
Or flip a Coin if both fall short. --204.10.xxx.xx |
Which One? (by Ray-N-Pa [PA]) Posted on: Apr 25, 2026 10:01 PM
Message:
#2 Your first candidate, doesn't qualify --174.131.xxx.xxx |
Which One? (by Rick [IN]) Posted on: Apr 26, 2026 9:14 AM
Message:
Which One? (by zero [IN]) Posted on: Apr 26, 2026 9:39 AM
Message:
My vote would be for the second candidate as well.
--47.227.xx.xxx |
Which One? (by Peacegarden [ND]) Posted on: Apr 26, 2026 10:52 AM
Message:
Number 2 the first doesn't qualify --76.10.xxx.xx |
Which One? (by WMH [NC]) Posted on: Apr 26, 2026 12:30 PM
Message:
For a college kid to have already ruined her credit does not bode well for her future. :(
So #2 for sure. --73.216.xxx.xxx |
Which One? (by DJ [VA]) Posted on: Apr 26, 2026 4:27 PM
Message:
#2.
They (#1) had do make a series of really bad decisions to already get their score that low. --72.218.xx.xxx |
Which One? (by Ray-N-Pa [PA]) Posted on: Apr 26, 2026 4:38 PM
Message:
Unless this place is a class D place or worse, if a credit score is less than 580 the likeliness of the completing even a one year lease, is not in your favor. --174.131.xxx.xxx |
Which One? (by Jatmer4 [WA]) Posted on: Apr 26, 2026 5:39 PM
Message:
Go with the one that can get a co-signer and/ or
take the one who can put down first and last months rent --24.22.xx.xxx |
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