 FICO (by Tim [CA]) Oct 2, 2025 3:36 PM
 FICO (by 6x6 [TN]) Oct 2, 2025 5:59 PM
FICO (by JS [CA]) Oct 7, 2025 9:55 PM
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FICO (by Tim [CA]) Posted on: Oct 2, 2025 3:36 PM
Message:
FICO rewires mortgage score distribution
Fair Isaac $FICO ( ² 21.5% ) launched direct licensing for mortgage scores, letting lenders bypass Equifax and TransUnion markups entirely. The move shifts pricing power back to FICO and threatens billions in annual bureau revenue.
Lenders can now access FICO scores without paying the middleman.
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FICO (by 6x6 [TN]) Posted on: Oct 2, 2025 5:59 PM
Message:
Are they doing this in order to be able to lend to more people who would otherwise not qualify?
Is this to bypass some lending laws? --73.19.xxx.xx |
FICO (by JS [CA]) Posted on: Oct 7, 2025 9:55 PM
Message:
No, they are doing this because the credit bureaus are trying to get more institutions to use their scores. They have had some success. This is pay back. --162.204.xxx.xxx |
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