I have a boat load of insurance with Farmers and other carriers. Last year Farmers Refused to renew an Personal Umbrella Policy with them, saying I have no Drivers license! I got my license on my 16th birthday, go a 100 score and the Drivers Ed Trailer at Fairfax High School has a award on the wall with my name on it, from the AAA. My current license is valid until my birthday in 2029.

I provided this information (copy of my current license) to my Farmers Independent agent. He forwarded this to a Farmers Underwriters. Then Farmers said that a policy being covered is co-owned by a sibling. True. And he has no valid California License, he lives in New York and having a duel license from CA and NY is against the law. With out a CA license, forget about Farmers renewing my Umbrella Policy.

So I sent them a copy of my brother California Drivers License. My bro works for the largest Law Firm in NYC, and it was a snap for him to obtain what ever he needed for work.

So then Farmers said they no longer offer Umbrella Polices. My agent got a quote from another Carrier, This carrier is also owned by Farmers. So I obtained another policy without the Farmers name.

Today I received a cancellation notice, i have to maintain one Home and one Auto with Farmers to obtain an Umbrella from their sister company.

This is been going on for decades. Farmers forgets how many other companies they own. One to two auto policies, mine and my better half, have Toggle Insurance, a 21 Century Subsidiary, Owned by Farmers.

Ever noticed how all these companies tell you how great they are, love their customers, appreciate their customers, and are giving you a great deal, then after you sign up they send you all of the fine print telling you how worthless they really are and not to drop the soap.