Credit scores for couples
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Credit scores for couples (by B.B. [OH]) Sep 27, 2024 9:06 PM
       Credit scores for couples (by NE [PA]) Sep 27, 2024 9:12 PM
       Credit scores for couples (by B.B. [OH]) Sep 27, 2024 9:15 PM
       Credit scores for couples (by Sisco [MO]) Sep 27, 2024 9:17 PM
       Credit scores for couples (by B.B. [OH]) Sep 27, 2024 9:41 PM
       Credit scores for couples (by DJ [VA]) Sep 28, 2024 8:13 AM
       Credit scores for couples (by mapleaf18 [NY]) Sep 28, 2024 9:42 AM
       Credit scores for couples (by Oregon Woodsmoke [ID]) Sep 28, 2024 11:28 AM
       Credit scores for couples (by Robert,OntarioCanada [ON]) Sep 28, 2024 1:25 PM
       Credit scores for couples (by NE [PA]) Sep 28, 2024 2:53 PM
       Credit scores for couples (by Oreo [WI]) Sep 28, 2024 11:16 PM
       Credit scores for couples (by zero [IN]) Sep 29, 2024 12:31 PM
       Credit scores for couples (by Ray-N-Pa [PA]) Sep 30, 2024 7:08 AM

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Credit scores for couples (by B.B. [OH]) Posted on: Sep 27, 2024 9:06 PM
Message:

I’ve run into this a couple of times where a couple applies and one has fantastic credit, but the other has awful credit. Usually I just reject them outright. Am I being too picky?

--72.49.xxx.xxx




Credit scores for couples (by NE [PA]) Posted on: Sep 27, 2024 9:12 PM
Message:

No. Every parasite needs a host. Reject both. --24.152.xxx.xx




Credit scores for couples (by B.B. [OH]) Posted on: Sep 27, 2024 9:15 PM
Message:

Yeah, I suppose you’re right. Thanks for the reply, and thanks for the laugh! --72.49.xxx.xxx




Credit scores for couples (by Sisco [MO]) Posted on: Sep 27, 2024 9:17 PM
Message:

The lying cheating applicant drags the good credit applicant down. The honest, forthright applicant doesn’t raise the bad applicant.

I would look to see the behavior of each, late pay, charge offs , judgments, or is it a case of too high a percentage of available credit in use and no real estate debt. The former is to be avoided, the latter may not matter. --149.76.xxx.x




Credit scores for couples (by B.B. [OH]) Posted on: Sep 27, 2024 9:41 PM
Message:

It’s the former. Tons of late payments and write-offs. And yeah, you’re right. Bad habits rub off onto others way easier than do good habits. --72.49.xxx.xxx




Credit scores for couples (by DJ [VA]) Posted on: Sep 28, 2024 8:13 AM
Message:

My marriage was like that. My score excellent, his trash.

As long as I managed the money/paid the bills it was fine.

If there were to be a split in the relationship & "he" was the one who stayed, that would be trouble. He never did learn to do better himself.

I had former (came with the house) tenants like that, too. As long as she was around managing things, it was fine. After she died, he had to be evicted.

I would tend to deny unless both parties can pass screening --72.218.xx.xxx




Credit scores for couples (by mapleaf18 [NY]) Posted on: Sep 28, 2024 9:42 AM
Message:

One bad apple... --64.246.xxx.xx




Credit scores for couples (by Oregon Woodsmoke [ID]) Posted on: Sep 28, 2024 11:28 AM
Message:

Some couples deliberately keep a high score for one of them. That one gets the bills that will be paid and the other one takes the bills they intend to cheat on.

I've had it work out one time. It was a newer marriage. Her credit was terrible and his was over 800 and starting with the date of the wedding, her accounts were being paid off and closed. She complained that he had cut up her credit cards. When her debts were all paid off, they bought a house. I do not think that this is the usual situation when you have one tenant with good credit and the other tenant with bad credit. --76.178.xxx.xxx




Credit scores for couples (by Robert,OntarioCanada [ON]) Posted on: Sep 28, 2024 1:25 PM
Message:

Suppose one moves out then you have to start a eviction where maybe the rental unit will be trashed out as well. In the past never accepted anyone with a credit score in the low four hundreds. One checked out landlords references where had a unstable rental history as well. One landlord told me he had drinking problem where you know rent was not priority. Ir is possible there maybe a drinking problem where that is not your problem. One person came around then filled out a rental application where drove by the place he lived in where on front lawn there was at $60 dollars of aluminium beer cans which could have taken back to beer store. Low credit scores are always show honesty where sooner or later there will issues. One time had people not paying rent where the sheriff came around for the one who had a drinking problem. The other four rental units they were buying illegal drugs where he came around with two vicious dogs then was in there for few minutes. A rental complex is not supporting criminal activity. In Canada it is illegal to carry a hand gun where drug dealers have hand guns. --216.110.xxx.xxx




Credit scores for couples (by NE [PA]) Posted on: Sep 28, 2024 2:53 PM
Message:

Robert Canada, it’s illegal there to carry handguns but criminals have them? Hmm. Why? I thought they were illegal. --24.152.xxx.xx




Credit scores for couples (by Oreo [WI]) Posted on: Sep 28, 2024 11:16 PM
Message:

My lease says notice by one is notice by all, saving the problem of being stuck with the least desirable. --75.11.xx.xx




Credit scores for couples (by zero [IN]) Posted on: Sep 29, 2024 12:31 PM
Message:

NE, gun laws, same as locks, are only there to keep honest people honest. --107.147.xx.xx




Credit scores for couples (by Ray-N-Pa [PA]) Posted on: Sep 30, 2024 7:08 AM
Message:

I use the average score of all applicants. It discourages multiple people applying. --24.101.xxx.xxx



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