I'm gonna cut to the chase. Tenants teen son slipped on a loose step on a deck about a month ago. Tenant called me and I went to the apartment. The teen was playing video games when I arrived and I asked him how he was and he said he was fine. I fixed the loose step and moved on. I was at the apartments again about a week ago and the teen was walking up to their unit. We chatted a little and I asked him how he was doing and he said fine. He wasn't limping and we had a pleasant conversation. Yesterday my tenant said he is taking his son in for an MRI on his knee. This is my tenant that has always been a PITA and now I'm pretty sure he's going to milk this for all its worth.
I've told my wife many times over the years that one day, that tenant is going to hurt himself on the property. I just had that feeling.
I've never turned in an injury insurance claim in almost 30 years of landlording. I should have gotten rid of this tenant when my Spidey senses were telling me to. Lesson learned.
--67.3.xxx.xx