MTR Screening
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MTR Screening (by DJ [VA]) Jul 31, 2024 11:10 PM
       MTR Screening (by FloridaNative [FL]) Aug 1, 2024 8:18 AM
       MTR Screening (by DJ [VA]) Aug 1, 2024 12:09 PM
       MTR Screening (by Bonanza [NC]) Aug 1, 2024 2:46 PM
       MTR Screening (by 6x6 [TN]) Aug 1, 2024 7:39 PM
       MTR Screening (by Jerry [NC]) Aug 1, 2024 7:48 PM
       MTR Screening (by GKARL [PA]) Aug 2, 2024 10:48 AM
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MTR Screening (by DJ [VA]) Posted on: Jul 31, 2024 11:10 PM
Message:

Question for you other mid-term landlords:

Do you use Keycheck (associated with furnishedfinder) to run screening reports?

I have used it the last couple times, for the convenience.

However, I'm reconsidering. The eviction and criminal reports are "Powered by TransUnion". I expect them to provide a credit report, but the others? I wonder how reliable they are.

Related question:

Have you used their credit card payment option? I wonder if I could use it to collect the application fee & run the reports like I used to (using the company on this website)

--68.229.xxx.xxx



MTR Screening (by FloridaNative [FL]) Posted on: Aug 1, 2024 8:18 AM
Message:

Look up the disclaimer for Keycheck to see which states are checked for the background report.

TransUnion also provides Smart Move and Rent Spree background reports and when I checked those disclaimers they only check 27 out of 50 states. They don't check some highly populated states like NJ or NY or many others that feed into my area. It may be similar for Keycheck --98.211.xxx.xx



MTR Screening (by DJ [VA]) Posted on: Aug 1, 2024 12:09 PM
Message:

Thanks for pointing that out, FloridaNative.

The keycheck rep has no clue, but gave me the Transunion Contact # 833-458-6338.

Regarding criminal and eviction reporting, Transunion told me that these states do NOT provide info:

Alabama, Delaware, Hawaii, Idaho, Iowa, Maine, Maryland, Massachusetts, Michigan-after Dec 2023, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York - after 3/24, North Carolina - after 4/24, North Dakota, Rhode Island, South Carolina, South Dakota, Washington DC, Wyoming

Also, Sex offender information is NOT provided from CA, Mississippi, New Jersey

So HOW can these reports be advertised as NATIONAL?

Beware - they are NOT

Also noteworthy:

He said that Virginia does report, but I discovered a few years back that they do not (after an applicant admitted to a criminal conviction, but their report came back clean. So, how old is his list/info?

So, in summary.....what's the point in running the reports? UGH!

Everybody needs to be aware that you do not have all the information you are seeking, even when you are trying to do thorough screening.

I still want to find out if I could get a one-time credit card payment for move-in funds.

--68.229.xxx.xxx



MTR Screening (by Bonanza [NC]) Posted on: Aug 1, 2024 2:46 PM
Message:

HEY DJ!!!

Remember I am new to the MTR so for what its worth. With furnished finders I send an abbreviated application and run a credit check through my property management software. While I signed up for keycheck I have never used it. I signed up for Square. They take 3.3 to 3.5% for credit card processing but I can send invoice, repeating invoices, etc. So I just set up some items like cleaning fee, deposit, rent, credit check and make an invoice and email it for them to pay. Money shows up in my checking account. --65.188.xxx.xxx



MTR Screening (by 6x6 [TN]) Posted on: Aug 1, 2024 7:39 PM
Message:

Interesting to learn that the checks aren't checked. Perhaps someone needs some disclaimers?

I guess we need to assume everyone is guilty until proven innocent.

--76.129.xxx.xx



MTR Screening (by Jerry [NC]) Posted on: Aug 1, 2024 7:48 PM
Message:

I've used Keycheck to collect rents. It is terribly slow, takes nearly 10 business days to hit my account.

They also forced me to use Stripe in conjunction. Resident pays Keycheck rent + fees, the money is forwarded to Stripe and Stripe sends to my bank account.

There are way too many opportunities for something to go wrong. I wouldn't even know where to begin if someone tried to claw their money back. I don't recommend it. --99.150.xxx.xxx



MTR Screening (by GKARL [PA]) Posted on: Aug 2, 2024 10:48 AM
Message:

"So HOW can these reports be advertised as NATIONAL?"

Generally, I don't use these services for eviction and criminal checking. I usually go directly to the sites in the various states and if they have a block on them (as NYS does) I'm wary of accepting those tenants unless a preponderance of other evidence renders a eviction or criminal history unlikely. Many people who would otherwise not qualify for LTR wind up going for STR or MTR IMO. --23.28.xx.xx


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