Getting Over on LLs
Click here for Top Ten Discussions. CLICK HERE for Q & A Homepage
Receive Free Rental Owner Updates Email:  
MrLandlord Q & A
     
     
Getting Over on LLs (by mapleaf18 [NY]) Jul 8, 2024 8:33 AM
       Getting Over on LLs (by plenty [MO]) Jul 8, 2024 8:58 AM
       Getting Over on LLs (by S i d [MO]) Jul 8, 2024 8:59 AM
       Getting Over on LLs (by WMH [NC]) Jul 8, 2024 9:10 AM
       Getting Over on LLs (by zero [IN]) Jul 8, 2024 9:11 AM
       Getting Over on LLs (by RB [TN]) Jul 8, 2024 9:14 AM
       Getting Over on LLs (by Jason [VA]) Jul 8, 2024 9:28 AM
       Getting Over on LLs (by plenty [MO]) Jul 8, 2024 9:39 AM
       Getting Over on LLs (by mapleaf18 [NY]) Jul 8, 2024 10:05 AM
       Getting Over on LLs (by Oregon Woodsmoke [ID]) Jul 8, 2024 10:47 AM
       Getting Over on LLs (by jonny [NY]) Jul 8, 2024 11:36 AM
       Getting Over on LLs (by Tim [CA]) Jul 8, 2024 12:07 PM
       Getting Over on LLs (by John... [MI]) Jul 8, 2024 12:17 PM
       Getting Over on LLs (by Mapleaf18 [NY]) Jul 8, 2024 4:12 PM
       Getting Over on LLs (by 6x6 [TN]) Jul 8, 2024 5:02 PM
       Getting Over on LLs (by ken [NY]) Jul 8, 2024 5:39 PM
       Getting Over on LLs (by DJ [VA]) Jul 9, 2024 10:17 PM

Click here to reply to this discussion.
Click Here to send this discussion to a friend

Getting Over on LLs (by mapleaf18 [NY]) Posted on: Jul 8, 2024 8:33 AM
Message:

The most recent ads for Intuit Credit Karma brag about how someone can boost their credit score, land their "dream apartment" and "beat/get around the system."

And here are a few ways that people have thought up to "beat the system" aka get one over on the LL:

howtogeton.wordpress.com/sample-disability-accommodation-letters-housing/#background

The modern housing provider needs to be very wary with a sixth sense for bovine dung. --64.246.xxx.xx




Getting Over on LLs (by plenty [MO]) Posted on: Jul 8, 2024 8:58 AM
Message:

Wow, this is a reason to use AI... Good stuff. Take time to scroll over and check out the many letter residents can use ... Be aware is right --172.59.xxx.xxx




Getting Over on LLs (by S i d [MO]) Posted on: Jul 8, 2024 8:59 AM
Message:

Here's one the "sample letters" they provide on that website:

*******

Dear [Apartment Manager/Housing Authority/Landlord]:

I am applying to be a tenant at [address]. I have poor credit history due solely to my disability. My poor credit is the result of hospital bills which I incurred for treatment of my disability.

I am requesting that you modify your rules regarding credit history and disregard my poor credit as a reasonable accommodation under the Fair Housing Act. I am enclosing proof that I have sufficient income to cover rent.

Attached please find documentation from my [(physician, psychiatrist, counselor, social worker, case worker)] verifying the disability-related circumstances which led to my credit history.

Please reply in writing regarding this request for an accommodation within 10 business days. Thank you for your consideration and I look forward to receiving your reply.

Sincerely,

[Your Signature] [Your Name]

*********************

You know what kind of response that would get from me? Nothing. Zero. Zilch. Zip. Nada. As far as I'm concerned, that letter got lost by the ever-more inefficient USPS.

Letter? What letter? Prove you sent me a letter.

P.S. This is also why I don't give out my address on any online ads.

--184.4.xx.xx




Getting Over on LLs (by WMH [NC]) Posted on: Jul 8, 2024 9:10 AM
Message:

No letter, no replying in writing, no acknowledgment at all from me.

First of all I haven't not accepted you because of your credit score. I didn't accept you because you don't pay your bills. --198.54.xxx.xxx




Getting Over on LLs (by zero [IN]) Posted on: Jul 8, 2024 9:11 AM
Message:

The crazy just keeps growing. --107.147.xx.xx




Getting Over on LLs (by RB [TN]) Posted on: Jul 8, 2024 9:14 AM
Message:

Deposit into daily burning barrel. --69.130.xxx.xxx




Getting Over on LLs (by Jason [VA]) Posted on: Jul 8, 2024 9:28 AM
Message:

Sounds like just another way to pushover timid landlords by using scary “I might get sued” terminology. There’s no reason in my state to make any exceptions, so if they fail for credit, my automated system will tell them to get lost. --172.56.xxx.xx




Getting Over on LLs (by plenty [MO]) Posted on: Jul 8, 2024 9:39 AM
Message:

There ESA animal info too. --172.59.xxx.xxx




Getting Over on LLs (by mapleaf18 [NY]) Posted on: Jul 8, 2024 10:05 AM
Message:

Another reason to have your properties under a trust with a PO Box. Never give out your actual address!

Oh and another reason never to give out the actual street address number until such time as the applicant has passed your prequal. They can easily look up ownership online and barrage you with these "but I'm special" letters. --64.246.xxx.xx




Getting Over on LLs (by Oregon Woodsmoke [ID]) Posted on: Jul 8, 2024 10:47 AM
Message:

There are lots of ways to trick landlords and the tenants share them around. Tenants have a very efficient grapevine.

If a landlord has time, it is worth it to hang out on a few tenant websites and just listen to what they are sharing with each other. You can hear what the latest most popular scheme is. --76.178.xxx.xxx




Getting Over on LLs (by jonny [NY]) Posted on: Jul 8, 2024 11:36 AM
Message:

What are some tenant websites? I haven't ever looked at them but I don't know if I'd want to only because it would drive me insane I'm sure and I'd have to make sure I don't comment on anything LOL. --67.253.xxx.xxx




Getting Over on LLs (by Tim [CA]) Posted on: Jul 8, 2024 12:07 PM
Message:

I laugh in my head anytime I hear the term "dream apartment". --73.2.xx.xx




Getting Over on LLs (by John... [MI]) Posted on: Jul 8, 2024 12:17 PM
Message:

Weren't you the one just posting a few days ago about your new "step" that you added where you force applicants to sign up for Credit Karma?

Seems weird to be supporting the same company that you just now said is bragging about teaching applicants how to get one over on landlords...

--107.181.xxx.x




Getting Over on LLs (by Mapleaf18 [NY]) Posted on: Jul 8, 2024 4:12 PM
Message:

John that was before I saw the most recent commercial. So yeah I am disappointed and Intuit but I still have to use QuickBooks and so do most of you. People have been giving me screenshots of Experian and Transunion without their names LOL. --172.58.xxx.xx




Getting Over on LLs (by 6x6 [TN]) Posted on: Jul 8, 2024 5:02 PM
Message:

Getting back to this for more research. I have a lot of researching to do. --76.129.xxx.xx




Getting Over on LLs (by ken [NY]) Posted on: Jul 8, 2024 5:39 PM
Message:

I would like the tenant websites, i will go there and screw with them.When i am bored i end up on housing is a human right sites to tell them how stupid they are, i get told how terrible i am and that i should be killed often --74.77.xx.xx




Getting Over on LLs (by DJ [VA]) Posted on: Jul 9, 2024 10:17 PM
Message:

Well........ if it's medical debt, it will say so on the credit report.

It should be pretty easy to tell the difference between that and say, credit cards, a repossessed car, or a landlord judgement.

Many folks already don't have the same concern for medical debt. --68.229.xxx.xxx



Click Here to send this discussion to a friend
Report discussion to Webmaster


Reply:
Subject: RE: Getting Over on LLs
Your Name:
Your State:

Message:
Getting Over on LLs
Would you like to be notified via email when somebody replies to this thread?
If so, you must include your valid email address here. Do not add your address more than once per thread/subject. By entering your email address here, you agree to receive notification from Mrlandlord.com every time anyone replies to "this" thread. You will receive response notifications for up to one week following the original post. Your email address will not be visible to readers.
Email Address: