I'm always amazed at the expensive food, and the amount of it that tenants have stored in their refrigerators. I find this out after the refrigerator goes down and has to be replaced. And it's the bills that they submit for their very expensive things that I thought only rich people ate.

Surprising that they have such gourmet tastes since you often see so many pizza boxes and McDonnell wrappers in their dumpsters and often in their cars.

We have recently put in our rental contracts that we are not responsible for lossmof food if a refrigerator fails but I've come across some of those television judge shows that the judge always seems to side with the tenant and grant them the full amount of what they state it costs them for their spoiled food.

Question:,.. does the tenants insurance cover food loss from a failed refrigerator?

Easy. Don't provide the refrigerator. Or stove. Or washer or dryer.

I just tell them that because they are getting a good deal on the rent they can provide their own.

Otherwise, if they want to pay $150+ more per month, I will provide them.

Some landlords on here make pretty good money providing these things for additional charges.

The high value of tenants food is likely because they get food stamps which allows them to get free lobster and kobi steak and sushi while we eat hamburger.

Our lease has always stated we are NEVER responsible for the results of failed appliances, failed faults of the building, etc. That includes spoiled food.

We ONCE paid for it because my husband UNPLUGGED a freezer by mistake or shut off the power or something, I forget, and it did all spoil. That was clearly OUR fault, not the appliance's.

And unfortunately, the freezer was full of more expensive stuff like meat, which is where you would store that stuff. But it was flank steak not filet...We took photos. And they were honest.

I have my suspicions that some of the tenants with expensive food are buying it with food stamps. I see some pretty luxurious things purchased with food stamps and I hear that anyone can get them because they take your word for it and don't check up on the applicants.

But, no, for the "freezer doesn't work" I assume they are lying about what is in there. My lease says that they should provide their own tenant insurance because the landlord isn't liable for any of their possessions.

I don't know about the insurance. Probably yes, there is coverage to some extend, but there is also likely a deductible. They'd have to prove the loss too and submit pictures.

What's the depreciated value of 6 months old steaks in a freezer? will be what the insurance company asks.

As others say, my lease specifically states that we do not provide or warranty either stove or fridge for tenants. If there happens to be a stove or fridge in the unit, they are welcome to use it. If it breaks, we will haul it off, and they replace it.

Of course, for a good tenant, I will give them a gift of repairing the item.

It sounds like you're fighting typical liberal judges. Part of the cost of doing business in the former seat of freedom for our nation, sadly. I don't know how you get around that other than by eliminating all appliances from your rentals.

Btw, props to the comments on food stamps. Last time I heard a news story the low-income advocates were shouting that $700/month just wasn't enough to feed a family of 4. These are the same folks who also most likely get free or reduced cost school lunch and free breakfast during school.

My family grocery budget is around $900 per month for a family of 5 and we eat well. Pre-covid it was around $700/month.

Part of the plan is to make the voters utterly dependent on the Govt for housing, food, and utilities. When you make them your only way to survive, you will vote how they tell you and comply with their orders.

Yes, if they have renter's insurance, it should cover it.

I also do not replace food.

I will instead come over & loan them my big cooler and a complimentary bag of ice to get them started.

Locally we have the Swans Guy that drives around selling expensive frozen meals to folks. It drives me bonkers when I see the truck parked at one of my units.

During the pandemic my cousin the checker at the supermarket in Ohio, told me that there were big supplements being given out to those who get government assistance. She said that they are buying the most expensive stuff like lobster and crab's legs. She of course can't afford such things. Caviar too she said. I just heard that the program is ending. One of the mainstream channels mentioned it. I only watch the one Philly station for the weather.

Yes, Aly - they just stopped the "Bonus $300 / moth", and reported in the news like the poor people are getting their benefits cut, boo hoo & how dare they do that.

Had a guy I worked with when I was still at the W2. Nice guy, was great at grilling ribs.

We had an ice storm and power was out for a bit at his place. He was happy as could be. The electric company would reimburse you for lost food because they didn't get the juice back on in a timely fashion.

Turns out he and some of his friends had a receipt bank. They all kept the receipts for any food they bought. When one lost power and could apply for the assistance the others chipped in the papers.

Hollis,

My lease is clear: Res is erpsonsbiel to manage and protect his/her personal property including food in refrigeration during power outage or mechanical breakdown.

Expensive stuff: Covid checks.

Side note: you know those annoying tv ads for seniors to get free food? Diet foods like Atkins do not qualify but $10 each Maine Lobster Tails DO qualify for free!