 actual value (by woody [OK]) Jan 26, 2023 8:30 AM
 actual value (by S i d [MO]) Jan 26, 2023 8:35 AM
actual value (by plenty [MO]) Jan 26, 2023 9:58 AM
actual value (by Robert J [CA]) Jan 26, 2023 1:40 PM
actual value (by zero [IN]) Jan 28, 2023 9:18 AM
actual value (by Ray-N-Pa [PA]) Jan 30, 2023 8:59 PM
actual value (by woody [OK]) Posted on: Jan 26, 2023 8:30 AM
Message:
had a fire in home 92k damage ins only paid 63 k said i had to spend all that and have receipts then i could apply for other 30k and if i didnt repair everything and had another claim they would deny it --173.47.xxx.xxx |
actual value (by S i d [MO]) Posted on: Jan 26, 2023 8:35 AM
Message:
Is there a question here?
If you want the full value, consider hiring a public adjuster. Their job (and their payment) depend on getting you MORE MONEY in your pocket from the insurance company. Do a google search on "insurance public adjuster" with your city name and see what pops up.
Note: if you have an ACV (actual cash value) policy, then depreciation of the house, attachments, and personal property will be less than full replacement. --184.4.xx.xx |
actual value (by plenty [MO]) Posted on: Jan 26, 2023 9:58 AM
Message:
Yes hire a Public Adjuster. --172.58.xxx.xxx |
actual value (by Robert J [CA]) Posted on: Jan 26, 2023 1:40 PM
Message:
i had a fire that damaged 2 units out of 8 in an apartment building. I gave my insurance carrier a bid, as the owner and a licensed contractor. I could cut corners and get it done for $100,000. The insurance carrier said, "We offer you $80,000 because of your deductible and it's a cash offer".
I declined their offer and hired a Public Adjuster, who got me $328,000 instead. And I didn't have to do the work...What a relief. --47.149.xxx.x |
actual value (by zero [IN]) Posted on: Jan 28, 2023 9:18 AM
Message:
I have never heard of an insurance company that will let the owner do the work. Asked about that with my agent and he said no way because too much chance for fraud.
It would be a conflict of interests at the very least. --107.147.xx.xxx |
actual value (by Ray-N-Pa [PA]) Posted on: Jan 30, 2023 8:59 PM
Message:
Some people believe education is expensive. It seems like not knowing might have cost you even more. --24.101.xxx.xxx |
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