Med Ins for LL
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Med Ins for LL (by Baman [AL]) Dec 1, 2022 6:18 AM
       Med Ins for LL (by Robert J [CA]) Dec 1, 2022 7:28 AM
       Med Ins for LL (by myob [GA]) Dec 1, 2022 7:46 AM
       Med Ins for LL (by Richard [MI]) Dec 1, 2022 8:29 AM
       Med Ins for LL (by RB [TN]) Dec 1, 2022 9:35 AM
       Med Ins for LL (by WMH [NC]) Dec 1, 2022 9:42 AM
       Med Ins for LL (by Tonia [RI]) Dec 1, 2022 1:34 PM
       Med Ins for LL (by Sisco [MO]) Dec 1, 2022 1:55 PM
       Med Ins for LL (by WMH [NC]) Dec 1, 2022 3:26 PM
       Med Ins for LL (by Robin [WI]) Dec 1, 2022 6:57 PM
       Med Ins for LL (by Mapleaf18 [NY]) Dec 1, 2022 7:06 PM
       Med Ins for LL (by Homer [TX]) Dec 1, 2022 9:21 PM
       Med Ins for LL (by Tonia [RI]) Dec 1, 2022 10:16 PM
       Med Ins for LL (by tryan [MA]) Dec 2, 2022 10:58 AM
       Med Ins for LL (by Oregon Woodsmoke [ID]) Dec 2, 2022 11:42 AM
       Med Ins for LL (by Homer [TX]) Dec 2, 2022 12:17 PM
       Med Ins for LL (by 6x6 [TN]) Dec 2, 2022 6:06 PM
       Med Ins for LL (by 6x6 [TN]) Dec 2, 2022 6:09 PM
       Med Ins for LL (by myob [GA]) Dec 2, 2022 8:30 PM


Med Ins for LL (by Baman [AL]) Posted on: Dec 1, 2022 6:18 AM
Message:

Happy Holidays and Merry Christmas

I am looking into options for medical insurance. Not happy with what I have now. I am 64 and self employed with rentals. Cannot get on policy with my wife since I am not married.

Anyone found a good company that you use if you are in the same situation as me? Any suggestions or ideas? Thanks so much --69.228.xxx.xxx




Med Ins for LL (by Robert J [CA]) Posted on: Dec 1, 2022 7:28 AM
Message:

You can purchase an HMO policy for a family OR a Business with employee's. Your "wife" can be an employee....if your not married. --47.156.xx.xx




Med Ins for LL (by myob [GA]) Posted on: Dec 1, 2022 7:46 AM
Message:

have you been self employed your whole life? If so you never paid into SSI so at 65 you could get SSI coverage?

--66.133.xx.xx




Med Ins for LL (by Richard [MI]) Posted on: Dec 1, 2022 8:29 AM
Message:

If you google "religious healthcare insurance" you will see some options.

As to social security for self employed people, I think they are allowed to make voluntary contributions each quarter to qualify. Problem is having enough quarters to qualify. I'd recommend checking with them to get current requirements. --75.7.xx.xx




Med Ins for LL (by RB [TN]) Posted on: Dec 1, 2022 9:35 AM
Message:

"Cannot get on policy with my wife since I am not married."

Now there's a head scratcher. --24.183.xxx.xxx




Med Ins for LL (by WMH [NC]) Posted on: Dec 1, 2022 9:42 AM
Message:

Check Healthcare.gov. Self-employed, you probably qualify for the subsidies which makes it affordable. --50.82.xxx.xxx




Med Ins for LL (by Tonia [RI]) Posted on: Dec 1, 2022 1:34 PM
Message:

Unfortunately the affordable care act is not affordable. I like myob suggestions. And in regards to marriage if common law, i.e. living together more then 7 years, have joint bank accounts, children, own property together etc, would by default be recognized as a domestic partnership. --172.58.xxx.xxx




Med Ins for LL (by Sisco [MO]) Posted on: Dec 1, 2022 1:55 PM
Message:

If I understand correctly, you currently have an insurance policy and are thinking of switching, you are within 1 year of Medicare coverage.

the amount of juice wonít be worth the squeeze. --149.76.xxx.x




Med Ins for LL (by WMH [NC]) Posted on: Dec 1, 2022 3:26 PM
Message:

Tonia, it is if you qualify for subsidies, which a smaller landlord may be able to do (after all deductions.)

Common law marriages are not recognized in most states regardless of how long you live together, how much property you own together, how many children you have, etc. --50.82.xxx.xxx




Med Ins for LL (by Robin [WI]) Posted on: Dec 1, 2022 6:57 PM
Message:

We've belonged to Christian Healthcare Ministries for about 5 years now. We pay for predictable stuff (physicals, well visits, immunizations). They cover "incidents" like the broken elbow, kidney stone, back injury. It's worked well for us. If you're interested, lmk. I can send you a referral and we'll both get some free coverage. --104.230.xxx.xxx




Med Ins for LL (by Mapleaf18 [NY]) Posted on: Dec 1, 2022 7:06 PM
Message:

If you get a high deductible health ins policy, tibia about getting an HSA. --64.246.xxx.xx




Med Ins for LL (by Homer [TX]) Posted on: Dec 1, 2022 9:21 PM
Message:

The wife and I have the un affordable insurance off the government exchange. For the both of us itís $1800 per year, With a max out of pocket each at $5100. Crazy expensive for health insurance now days. --47.32.xxx.xxx




Med Ins for LL (by Tonia [RI]) Posted on: Dec 1, 2022 10:16 PM
Message:

I stand corrected Alabama common law marriage was repealed in 2016. I Still think the affordable care act is anything but and it needs to be also repealed. --173.69.xx.xx




Med Ins for LL (by tryan [MA]) Posted on: Dec 2, 2022 10:58 AM
Message:

Hmmmm .... guessing Homer left a "0" off the annual costs. I am on Cobra, single payer at $1100/mo .....Ouch! --198.168.xx.xxx




Med Ins for LL (by Oregon Woodsmoke [ID]) Posted on: Dec 2, 2022 11:42 AM
Message:

Do you have enough quarters to qualify for social security medicare? Does your wife? If either one of you qualifies for medicare, then I suggest that you get legally married. Married spouses qualify for SS and medicare if their spouse qualifies. --76.178.xxx.xxx




Med Ins for LL (by Homer [TX]) Posted on: Dec 2, 2022 12:17 PM
Message:

Tryan, I did make a typo. Itís actually $1800 per month. Clearly it doesnít include vision. Thatís $21,600 per year premium for my wife and myself. Donít know why I even bother. Should just quit trying to earn a living and health insurance wouid be free. ) --47.32.xxx.xxx




Med Ins for LL (by 6x6 [TN]) Posted on: Dec 2, 2022 6:06 PM
Message:

Do any of you realize that if you don't have insurance that you get discounts at the doctor's office and other health care facilities?

My vision has been getting blurry. My wife asked me if I wanted insurance for vision through her work. I asked her all of the details to include copays. I then proceeded to call optometrist and get the rates for eye exams and glasses. If I am self-pay and don't have insurance, I can get the eye exam for free and 2 pairs of glasses for a set price. If I have insurance, then I can only get one pair of glasses (insurance rules) and the eye exam is charged, and I have to pay a copay on top of the cost for insurance. It is better and way cheaper to not have insurance.

It amazes me how people think that they just can't go without insurance.

Isn't the best insurance to take care of your health?

It sure is a lot less hassle. --73.113.xxx.xxx




Med Ins for LL (by 6x6 [TN]) Posted on: Dec 2, 2022 6:09 PM
Message:

Not only that, but the insurance companies also tell you who you can and can't see. Without insurance you can see who you want.

Now, tell me there isn't a scam in that. --73.113.xxx.xxx




Med Ins for LL (by myob [GA]) Posted on: Dec 2, 2022 8:30 PM
Message:

another idea. go to MX and cross over via rio grand river. get you phone, cash, clothes,free bus or airplane ride to where you want and get a medical card.

Learn to say NO OBLA!!!!!

BAM your in --66.133.xx.xx





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