Anyone found a good company that you use if you are in the same situation as me? Any suggestions or ideas? Thanks so much --69.228.xxx.xxx

You can purchase an HMO policy for a family OR a Business with employee's. Your "wife" can be an employee....if your not married. --47.156.xx.xx

--66.133.xx.xx

As to social security for self employed people, I think they are allowed to make voluntary contributions each quarter to qualify. Problem is having enough quarters to qualify. I'd recommend checking with them to get current requirements. --75.7.xx.xx

Now there's a head scratcher. --24.183.xxx.xxx

Check Healthcare.gov. Self-employed, you probably qualify for the subsidies which makes it affordable. --50.82.xxx.xxx

Unfortunately the affordable care act is not affordable. I like myob suggestions. And in regards to marriage if common law, i.e. living together more then 7 years, have joint bank accounts, children, own property together etc, would by default be recognized as a domestic partnership. --172.58.xxx.xxx

the amount of juice won’t be worth the squeeze. --149.76.xxx.x

Common law marriages are not recognized in most states regardless of how long you live together, how much property you own together, how many children you have, etc. --50.82.xxx.xxx

We've belonged to Christian Healthcare Ministries for about 5 years now. We pay for predictable stuff (physicals, well visits, immunizations). They cover "incidents" like the broken elbow, kidney stone, back injury. It's worked well for us. If you're interested, lmk. I can send you a referral and we'll both get some free coverage. --104.230.xxx.xxx

If you get a high deductible health ins policy, tibia about getting an HSA. --64.246.xxx.xx

The wife and I have the un affordable insurance off the government exchange. For the both of us it’s $1800 per year, With a max out of pocket each at $5100. Crazy expensive for health insurance now days. --47.32.xxx.xxx

I stand corrected Alabama common law marriage was repealed in 2016. I Still think the affordable care act is anything but and it needs to be also repealed. --173.69.xx.xx

Hmmmm .... guessing Homer left a "0" off the annual costs. I am on Cobra, single payer at $1100/mo .....Ouch! --198.168.xx.xxx

Do you have enough quarters to qualify for social security medicare? Does your wife? If either one of you qualifies for medicare, then I suggest that you get legally married. Married spouses qualify for SS and medicare if their spouse qualifies. --76.178.xxx.xxx

Tryan, I did make a typo. It’s actually $1800 per month. Clearly it doesn’t include vision. That’s $21,600 per year premium for my wife and myself. Don’t know why I even bother. Should just quit trying to earn a living and health insurance wouid be free. ) --47.32.xxx.xxx

It sure is a lot less hassle. --73.113.xxx.xxx

Now, tell me there isn't a scam in that. --73.113.xxx.xxx

BAM your in --66.133.xx.xx