--75.11.xx.xx

--47.156.xx.xx

The last one I had was a few years ago and the took an outside picture and one of the panel box. --172.56.xx.xx

I have never had an insurance company want to get in a place after an initial inspection shortly after buying a place.They do a yearly inspection and occasionally i have to do exterior painting.One time they wanted me to replace a roof i didnt want to replace so i was able to keep the policy by signing off if there was damage due to a roof leak then i would not be covered for that --74.77.xx.xx

Good idea to offer to do that Ken, or did they suggest you do that? --75.11.xx.xx

All the other companies I've had have done an occasional inspection where they take a picture from the street and over the fence into the back yard. All they were really looking for was significant risk factors like trampolines or pools. That isn't a problem in my book. --209.205.xxx.xx

I haven't had a property inspection in many years. I don't know why, but I feel left out! :p --108.201.xx.xx

Before the Pandemic, my company came to look at my house one year and the rentals the next year. Always a 'safety' check but looked at everything and took pictures of the roofs with a long pole. Interesting to watch. So one time, we had a guy I didn't know and he went back and CANCELED my insurance on my house because it had 'peeling' paint on the porch railings. I called my Agent and she managed to get it reinstated, BUT I had to paint anyway (so much for shabby chic). My actual Agent came out himself after the paining and did the inspection himself with an apology about the other guy. Turns out the guy was mad because he was called out to fill in for a sick inspector and it was on a holiday. Duh. Next inspection, was the 'regular' guy who barely looked at anything. Back to normal --174.65.xxx.xx

DEE,ANN,I think it was my agents idea. I had a friend who got cancelled one time,he called and asked why,he had a 2 story house and the whole one side of the house ran along next to a sidewalk,while the inspector was there a slate roof shingle let loose and landed on the sidewalk with the inspector watching it happen,they did not reinstate it --74.77.xx.xx

one time my insurance was going to be canceled because the guy thought the house was abandoned. from the angle he chose to take a picture it looked like it, but drive ten more feet, see the gardens, etc and you would know its not. --172.58.xxx.xx

We shop the insurance almost every year. That usually means switching companies frequently to get a better rate. They do seem to want inspections with the new policy.All of the inspections have been interior as well as exterior. Some inspectors are fine and some are ridiculous. Always push back at the ridiculous and the stupid requests go away. They have said that letting a tenant have a garden is a choking hazard. You can’t make this stuff up. However, I do use the inspections to my advantage. After an inspection, I tell the tenant to get rid of anything that I want gone and blame it on the insurance inspector. --68.191.xx.xx

One insurance inspector wanted GFI outlets in the kitchens where the building as built in 1993 which had split receptacles in kitchen where they do not make GFI receptacle for split circuits. The buildings had metal roofs which last longer along with less likely to fail in severe weather. Shingle roofs are cheaper to install where last around 5 to 7 years along will blow off in high winds. While a steel roof is more expensive upfront it will last longer where over a period of 15 years the steel roof will cost less. Since installing a steel roof the house in 2005 the house next door has gone through three shingle roofs. Fuse panels are out where will have to upgrade to circuit breaker panels with arc fault circuit breakers. In the end the insurance inspector did not want the swings in back where took it to scrap recycling place. He then said the building was way above what he has seen. --68.69.xxx.xxx

On the due date, I told them that I'd completed all of the requested repairs except for the windows (10 week lead time due to covid) and the stone veneer (too cold to do masonry). They cancelled my policy anyway because I hadn't met their deadline! Idiots. --172.58.xxx.xxx

I am not sure why in an age of Drones and multiple satellites staring at us, why there are more inspections unless over all us LLs deserve it --24.101.xxx.xxx

Have never had anyone look at any of my houses in 23 years, at least not to my knowledge. From the poss above, sounds like it’s more common than I thought --100.34.x.xx