bankruptcy discharge
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bankruptcy discharge (by AL [NC]) Jun 27, 2022 9:57 PM
       bankruptcy discharge (by Ray-N-Pa [PA]) Jun 28, 2022 9:53 AM
       bankruptcy discharge (by FloridaNative [FL]) Jun 28, 2022 10:06 AM
       bankruptcy discharge (by Oregon Woodsmoke [ID]) Jun 29, 2022 9:49 AM
       bankruptcy discharge (by Bill [NC]) Jun 29, 2022 3:43 PM

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bankruptcy discharge (by AL [NC]) Posted on: Jun 27, 2022 9:57 PM

A family member filed for bankruptcy in 2017 unbeknownst to me. I loaned her money in 2019 to buy a rental house; great kid. She was paying and then stopped. I received a judgment for the debt in 2020 and when I went to garnish wages, learned about the bankruptcy. She later added my debt to the bankruptcy in 9/2020. I received a letter recently advising she was being considered for having debts discharged. I filed a proof of claim and have a hearing next month. I am trying to figure out if I need an attorney, what's the process like, is there any info on how to stop the discharge on my unsecured debt? I feel it was gained via fraudulent means, the rental property was put in her husband's name. Now I know why (she was going thru bankruptcy/avoid the irs). I can't really afford an attorney. It's sad that one can file for bankruptcy and leaving others holding their debt. Thanks for any input.

bankruptcy discharge (by Ray-N-Pa [PA]) Posted on: Jun 28, 2022 9:53 AM

Open up a PACER account and see what is going on.

It seems like the chapter 7 is being filed. I am wondering if you can't end up buying that rental from the court if you are on a community property state. If you could, then that alone could pay for the attorney

bankruptcy discharge (by FloridaNative [FL]) Posted on: Jun 28, 2022 10:06 AM

Consult with a BK attorney. Was it a Ch 7 or Ch 13? If Ch 7, I don't know how she would have been able to add any debt to her BK after the filing date. That's why you need to consult with a BK attorney in the state where she filed. A consultation isn't expensive. BK's rules do vary from state to state even though BK itself is Federal.

bankruptcy discharge (by Oregon Woodsmoke [ID]) Posted on: Jun 29, 2022 9:49 AM

I know the rule is to not do business with friends and family, but it would never occur to me that family would do something like this.

bankruptcy discharge (by Bill [NC]) Posted on: Jun 29, 2022 3:43 PM

Your family/friends will put the "screws" to you quicker than anyone else. I know. Don't lend money to family/friends!!!!

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