Red Flag or no big deal
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Red Flag or no big deal (by Roy [AL]) Feb 25, 2022 12:25 PM
       Red Flag or no big deal (by NE [PA]) Feb 25, 2022 12:28 PM
       Red Flag or no big deal (by NE [PA]) Feb 25, 2022 12:30 PM
       Red Flag or no big deal (by Still Learning [NH]) Feb 25, 2022 12:34 PM
       Red Flag or no big deal (by Allym [NJ]) Feb 25, 2022 12:38 PM
       Red Flag or no big deal (by S i d [MO]) Feb 25, 2022 12:50 PM
       Red Flag or no big deal (by Roy [AL]) Feb 25, 2022 12:50 PM
       Red Flag or no big deal (by Roy [AL]) Feb 25, 2022 12:57 PM
       Red Flag or no big deal (by Ken [NY]) Feb 25, 2022 1:11 PM
       Red Flag or no big deal (by Busy [WI]) Feb 25, 2022 1:16 PM
       Red Flag or no big deal (by NE [PA]) Feb 25, 2022 1:19 PM
       Red Flag or no big deal (by Oregon Woodsmoke [ID]) Feb 25, 2022 1:29 PM
       Red Flag or no big deal (by NE [PA]) Feb 25, 2022 1:31 PM
       Red Flag or no big deal (by NE [PA]) Feb 25, 2022 1:44 PM
       Red Flag or no big deal (by Roy [AL]) Feb 25, 2022 2:20 PM
       Red Flag or no big deal (by NE [PA]) Feb 25, 2022 2:23 PM
       Red Flag or no big deal (by Allym [NJ]) Feb 25, 2022 2:27 PM
       Red Flag or no big deal (by Still Learning [NH]) Feb 25, 2022 2:52 PM
       Red Flag or no big deal (by Ray-N-Pa [PA]) Feb 25, 2022 2:55 PM
       Red Flag or no big deal (by Ken [NY]) Feb 25, 2022 3:00 PM
       Red Flag or no big deal (by Jasper [OH]) Feb 25, 2022 3:03 PM
       Red Flag or no big deal (by NE [PA]) Feb 25, 2022 3:05 PM
       Red Flag or no big deal (by Roy [AL]) Feb 25, 2022 3:32 PM
       Red Flag or no big deal (by NE [PA]) Feb 25, 2022 4:02 PM
       Red Flag or no big deal (by Sisco [MO]) Feb 25, 2022 4:27 PM
       Red Flag or no big deal (by Facetious [NE]) Feb 25, 2022 4:55 PM
       Red Flag or no big deal (by Dave [MO]) Feb 25, 2022 4:55 PM
       Red Flag or no big deal (by Roy [AL]) Feb 25, 2022 5:55 PM
       Red Flag or no big deal (by WMH [NC]) Feb 25, 2022 6:26 PM
       Red Flag or no big deal (by NE [PA]) Feb 25, 2022 6:26 PM
       Red Flag or no big deal (by LisaFL [FL]) Feb 25, 2022 6:42 PM
       Red Flag or no big deal (by 6x6 [TN]) Feb 25, 2022 7:58 PM
       Red Flag or no big deal (by Roy [AL]) Feb 25, 2022 8:34 PM
       Red Flag or no big deal (by NE [PA]) Feb 25, 2022 8:44 PM
       Red Flag or no big deal (by NE [PA]) Feb 25, 2022 8:53 PM
       Red Flag or no big deal (by Roy [AL]) Feb 25, 2022 9:09 PM
       Red Flag or no big deal (by Ken [NY]) Feb 25, 2022 10:11 PM
       Red Flag or no big deal (by Roy [AL]) Feb 25, 2022 11:17 PM
       Red Flag or no big deal (by Small potatoes [NY]) Feb 26, 2022 12:34 AM
       Red Flag or no big deal (by Lana [IN]) Feb 26, 2022 1:37 AM
       Red Flag or no big deal (by NE [PA]) Feb 26, 2022 4:38 AM
       Red Flag or no big deal (by JJ [FL]) Feb 26, 2022 5:17 AM
       Red Flag or no big deal (by MC [PA]) Feb 26, 2022 6:23 AM
       Red Flag or no big deal (by Roy [AL]) Feb 26, 2022 7:19 AM
       Red Flag or no big deal (by NE [PA]) Feb 26, 2022 7:36 AM
       Red Flag or no big deal (by NE [PA]) Feb 26, 2022 7:40 AM
       Red Flag or no big deal (by NE [PA]) Feb 26, 2022 7:57 AM
       Red Flag or no big deal (by Roy [AL]) Feb 26, 2022 8:21 AM
       Red Flag or no big deal (by NE [PA]) Feb 26, 2022 8:25 AM
       Red Flag or no big deal (by Roy [AL]) Feb 26, 2022 9:05 AM
       Red Flag or no big deal (by NE [PA]) Feb 26, 2022 9:16 AM
       Red Flag or no big deal (by Oregon Woodsmoke [ID]) Feb 26, 2022 10:38 AM
       Red Flag or no big deal (by Allym [NJ]) Feb 26, 2022 12:01 PM
       Red Flag or no big deal (by JJ [FL]) Feb 26, 2022 2:57 PM
       Red Flag or no big deal (by 6x6 [TN]) Feb 26, 2022 5:14 PM
       Red Flag or no big deal (by JJ [FL]) Feb 26, 2022 8:23 PM
       Red Flag or no big deal (by JJ [FL]) Feb 26, 2022 8:27 PM
       Red Flag or no big deal (by MAP [NY]) Feb 27, 2022 5:52 AM


Red Flag or no big deal (by Roy [AL]) Posted on: Feb 25, 2022 12:25 PM
Message:

I have a female applicant who works a full time job and her net income just barely meets my 3X rent to income requirement. When I asked her what her husband does for a living, she said he is a 'stay at home' Dad with our 2 small children and has no income.

Do you see any red flags here? Now, if the gender roles here were the more traditional Man works and Wife stays home with the kids,...I would not be making this post. However, something is bugging me about approving this couple for my next tenants. --71.207.xxx.x




Red Flag or no big deal (by NE [PA]) Posted on: Feb 25, 2022 12:28 PM
Message:

She doesnít meet your minimum income requirements. Move on. --24.152.xxx.xx




Red Flag or no big deal (by NE [PA]) Posted on: Feb 25, 2022 12:30 PM
Message:

Also, properly set up automated pre-screening wouldíve disqualified this person and youíd never even know she inquired about the place. You can drive a Model T down the interstate or a Porsche. --24.152.xxx.xx




Red Flag or no big deal (by Still Learning [NH]) Posted on: Feb 25, 2022 12:34 PM
Message:

Iíve known plenty of stay at home dads where the household was financial stable and seen what you call traditional households that were not financially stable. This prospect either meets your criteria or they donít. --75.67.xxx.xxx




Red Flag or no big deal (by Allym [NJ]) Posted on: Feb 25, 2022 12:38 PM
Message:

The parent situation is OK but the money doesn't meet your criteria. There is a lot of this going on now. Job killers in charge in DC. --108.24.xx.xx




Red Flag or no big deal (by S i d [MO]) Posted on: Feb 25, 2022 12:50 PM
Message:

I do see a red flag Roy, and as your friend and colleague I have to say it's with you.

You're okay with a working man who has a stay at home wife, but not with a working woman with a stay at home husband, even though they meet your income criteria? The is gender discriminations and would get you in a heap of trouble with the Federal Fair Housing Act.

For reference:

"The federal Fair Housing Act mandate that people have equal housing opportunities and not be subjected to discrimination in housing based upon certain protected categories, including race, color, national origin, religion, physical or mental disability, sex, or for having children."

You may claim you are discriminatingly based on traditional vs. non-traditional family income situation, but are you prepared to test that in court? I'm betting any competent attorney would drag it in under sex discrimination because you said so yourself: you're basing your decision on what's between their legs.

My advice? Ask the webmaster to delete this post, pronto!

--108.230.xxx.xx




Red Flag or no big deal (by Roy [AL]) Posted on: Feb 25, 2022 12:50 PM
Message:

NE,

You are beginning to get on my nerves again. Can you back off for awhile and give me a break? This is a post where I want to get some intelligent feedback and I know I will not be getting that from you. --71.207.xxx.x




Red Flag or no big deal (by Roy [AL]) Posted on: Feb 25, 2022 12:57 PM
Message:

Her net income does meet my min. 3X requirement. I used the words 'just barely' but her income does cross the line into 3X income territory. --71.207.xxx.x




Red Flag or no big deal (by Ken [NY]) Posted on: Feb 25, 2022 1:11 PM
Message:

I see this a lot in low income neighborhoods,the man is too lazy and sits around playing video games all day while his wife or girl friend is out making a living,imagine what they could have if he would get a job at night when she is home to watch the kids instead of using the kids as an excuse.Sid does have a point but i think if you do a background search there is a liklihood you will find a criminal record.My post is assuming i am not getting on your nerves,if i am ignore my post --72.231.xxx.xxx




Red Flag or no big deal (by Busy [WI]) Posted on: Feb 25, 2022 1:16 PM
Message:

' Just barely meets....'. The couple meets the criteria for income.

My son inlaw was 'stay at home dad for a few years, though he was getting college classes in. Now he works full-time, but out of the office at home. Its a high-tech world out there, and high-tech people work from home nowadays. Except for when the work out of their race van at the motocross track. My nephew does that. Data-base analyst for money, but born to ride!

When I was in the military, I knew quite a few active-duty women whose husbands were Stay at Home Dads. Its just not as common, but it is not wrong. And, it IS illegal to hold it against them. --70.92.xxx.xxx




Red Flag or no big deal (by NE [PA]) Posted on: Feb 25, 2022 1:19 PM
Message:

Suck it up Roy. This is not a post about a round table like you claim them to be. This is a post where youíre asking for advice and thatís exactly what youíre going to get. If you canít handle a landlord giving you constructive criticism, how are you ever going to handle a tenant who puts you through the ringer? Or a wife who makes more money than her husband? --24.152.xxx.xx




Red Flag or no big deal (by Oregon Woodsmoke [ID]) Posted on: Feb 25, 2022 1:29 PM
Message:

Net income is 3 times rent. That meets my income requirement. How much income are you guys requiring who think she doesn't have enough income?

My opinion is that children are better off if one parent (and I don't care which one) takes care of them. No one cares as much about their children as a parent does.

The cost of child care is so high that the second parent would have to be making a high salary in order to bring home more than it costs in child care for two small children.

The family would have to pass all the rest of the screening, but I have no problem with a daddy who cares for his children.

A home inspection would tell you a lot. If daddy is doing nothing but playing video games, then the house won't be clean and the kids will be grubby and unruly. Taking care of a house and two small children is a lot of work and if daddy isn't doing all that work, it will show. --76.178.xxx.xxx




Red Flag or no big deal (by NE [PA]) Posted on: Feb 25, 2022 1:31 PM
Message:

Good point Oregon, in home inspection is a must on this one. --24.152.xxx.xx




Red Flag or no big deal (by NE [PA]) Posted on: Feb 25, 2022 1:44 PM
Message:

For all the newbies who may be reading here, let me present this to you in a different way. Trying to figure out something like this is putting your energy in the wrong direction.

Think of your screening process as graduating stages of mesh in a sifter. The first stage is going to have larger holes and the last stage is going to have tiny holes. The first stage should catch and get rid of all the obvious nonsense stuff. Then you go from there.

Proper screening itís going to filter this kind of stuff out. Once you get your screening set up and youíre filtering the stuff out automatically, stop thinking about it. Good riddance to those people who donít pass.

Trying to figure out the dynamics of a living situation between a man and his wife when they are in your unit is of no importance to you. As long as they qualify and as long as your place is kept in good shape and the rent is paid.

If they donít qualify, itís going to show up somewhere. Trying to figure out what makes tenants tick is a waste of your energy when it comes to building your business. That is reserved for shyyts and giggles at the bar over a beer. Doesnít matter.

Build your screening system, keep it modern and fine tuned. Thatís number one. --24.152.xxx.xx




Red Flag or no big deal (by Roy [AL]) Posted on: Feb 25, 2022 2:20 PM
Message:

Ken,

Thank-you for your reply. You have correctly identified what is bugging me about this situation. You nailed it dead on. This is not a sex discrimination issue but I do want meet her husband and see if he is anything like you described. He was not at the open house last week when I met his wife.

No Ken, you do not get on my nerves. ROFLMAO --71.207.xxx.x




Red Flag or no big deal (by NE [PA]) Posted on: Feb 25, 2022 2:23 PM
Message:

Report back and let us know what the results of your first in home inspection reveals. --24.152.xxx.xx




Red Flag or no big deal (by Allym [NJ]) Posted on: Feb 25, 2022 2:27 PM
Message:

So my knowledge of stay at home dads is not that great but I have seen and heard of some and it's OK in general. Not a cause to reject due to craziness. Wife makes more bread, someone has to manage the kids during a pandemic where school can close at the drop of a hat. --108.24.xx.xx




Red Flag or no big deal (by Still Learning [NH]) Posted on: Feb 25, 2022 2:52 PM
Message:

So is this about gender roles or that you didnít meet all applicants which is part of your screening criteria? --75.67.xxx.xxx




Red Flag or no big deal (by Ray-N-Pa [PA]) Posted on: Feb 25, 2022 2:55 PM
Message:

I feel better that the applicants are being honest than have them lie to me. Do I always like the answers, NO - honesty does say something --24.101.xxx.xxx




Red Flag or no big deal (by Ken [NY]) Posted on: Feb 25, 2022 3:00 PM
Message:

He is a bum is my expectation,he didnt even come to see the place which is on my list of requirements that all adults must see and approve of the place.A 2 minute in home inspection will let you know a lot including does he beat the place up. --72.231.xxx.xxx




Red Flag or no big deal (by Jasper [OH]) Posted on: Feb 25, 2022 3:03 PM
Message:

Roy, you said she barely meets your criteria of 3x the monthly rent, but have you actually verified that. I've had many applicants over the years that will fudge numbers on the application to make it look like they meet the qualifications. --98.17.xx.xxx




Red Flag or no big deal (by NE [PA]) Posted on: Feb 25, 2022 3:05 PM
Message:

Just a little more unsolicited advice: just make sure everything else is 100% approved WITH BOTH applicants before you go to do your in-home inspection with this guy. So no more time gets wasted. --24.152.xxx.xx




Red Flag or no big deal (by Roy [AL]) Posted on: Feb 25, 2022 3:32 PM
Message:

Ken,

I have another house coming available this Saturday. On Sunday, I am going to show this house to the working wife and I will specifically request her husband and 2 kids be there. I will check him out then and give him my 'bum test' oral questionaire. I bet he does not even know how to change a kids diapers. Then again, he maybe totally legit. This is the reason I need to meet him in person. --71.207.xxx.x




Red Flag or no big deal (by NE [PA]) Posted on: Feb 25, 2022 4:02 PM
Message:

You could give him an automatic ďbum testĒ test 24 hours a day, seven days a week, 365 days a year with a digital questionnaire online. --24.152.xxx.xx




Red Flag or no big deal (by Sisco [MO]) Posted on: Feb 25, 2022 4:27 PM
Message:

Roy doesn't have time for in home inspections. He may miss a call and all of the opportunity that comes via phone calls. --149.76.xxx.xxx




Red Flag or no big deal (by Facetious [NE]) Posted on: Feb 25, 2022 4:55 PM
Message:

Why do you care? They either qualify or donít. My husband had a stroke and is a ďstay at home dadĒ right now. He canít cognitively handle work instructions. Heís always worked but I donít explain his medical issue to anyone because itís none of their business. And yes, you should care about fair housing violations. ďOral bum testĒ. Ridiculous. At least just be honest and own breaking fair housing. Iíd respect you more. --174.70.xx.xxx




Red Flag or no big deal (by Dave [MO]) Posted on: Feb 25, 2022 4:55 PM
Message:

I would pass. He has no income and what will you do if the bread winner leaves him behind, for you to deal with and evict? --162.249.xx.xxx




Red Flag or no big deal (by Roy [AL]) Posted on: Feb 25, 2022 5:55 PM
Message:

Facetious,

I was joking about the oral bum test, there is no such thing as far I am concerned. And you are taking this post way too personally too. Your husband's medical history has nothing to do with this.

--71.207.xxx.x




Red Flag or no big deal (by WMH [NC]) Posted on: Feb 25, 2022 6:26 PM
Message:

All the rhetoric and crapola aside, you DO need to meet him (and the kids, although I would not be sure that's legal to require that part!) --50.82.xxx.xxx




Red Flag or no big deal (by NE [PA]) Posted on: Feb 25, 2022 6:26 PM
Message:

Her husbands medical history is a point of reference. Makes sense. I donít think youíre joking about the ďbum testĒ. Most of screening is a bum test. Just best to do digitally instead of hanging out with them. --24.152.xxx.xx




Red Flag or no big deal (by LisaFL [FL]) Posted on: Feb 25, 2022 6:42 PM
Message:

Roy,

I have seen many women with deadbeat partners. The plus here is that if they split she can still afford the rent although maybe not if she then needs to pay for childcare.

But rather than pass judgement on their work/childcare arrangement I would raise my income requirements. When I raised to a minimum of 3.5 times the monthly rent amount my late payers vanished. I usually am able to get four times so I never have any trouble. If there are two applicants at least one must meet the minimum requirement on their own and are what I call the primary tenant. At least three times now Iíve had relationships fall apart but because one person qualified independently they stayed behind and had no issues paying the rent.

In this case Iíd hold out for a stronger applicant. You simply hold more traditional views which is completely understandable. Hard to respect any man choosing to bring no money into the household when his family is barely scraping by.

But you never know, Iíve found several who actually did have an income from things like selling weed on the side. So maybe he is doing his part financially to support his family.

Or you could consider that in a pinch he actually could choose to be an income earner. In any case, I get why it bothers you, but times have changed whether we agree or not and you have to put aside your personal feelings. Screen well and if 3x the monthly rent seems to work for you donít hold it against them. Having a live in childcare provider can be a money saver and is better than her being a single parent who barely meets your minimum requirement. --75.89.xxx.xxx




Red Flag or no big deal (by 6x6 [TN]) Posted on: Feb 25, 2022 7:58 PM
Message:

Roy, I am learning from your post and from NE replying.

If you just screen by the numbers, you wouldn't have an issue. A very nice friend said something to me the other day about "what do the numbers say?"

I think as we grow older we get accustomed to traditions and don't like change, or things that don't match the way we grew up or were taught seem wrong to us. I wish I knew how to put that in a better way.

If you grew up in China, you would likely be Buddhist. If you grew up in Iran, you would likely be Muslem. If you grew up in America, you would likely be Christian. And you get the idea?

For a time, I often wondered about religion. The Baptist faith was shoved down my throat from before I was born. The main problem is, my mother seemed to have her own version. Wearing jeans and shorts were a sin, for either sex. Long hair on a man would send you to he//. In fact breathing air would. I was repeatedly told that the only true version of the bible was the King James. But wait, it is a version, a translation?

I got to wondering "how do I know which religion is right, if any. I would go to different churches and try to get the basics of their believes. Some were entertaining, some were really boring, and some were really strange, and some had some good-looking women that attended, so I kept going back. Then you have to wonder which Bible is right, if any.

Finally, I set out on a journey to read the most miserable book I have ever read in my life. I hated reading. But, I knew I had to do one basic thing, when it came to reading the bible. I knew that I had to draw a complete blank in my mind and forget everything and anything that anybody, including the preachers, and especially my mother, told me about what the bible said. I knew I needed to read it for what it said and not what somebody told me it said. I chose to read a bible, not the KJV, that was translated directly from the Hebrew, Greek, and Aramaic, but in modern English. It was still the most miserable reading that I have ever done, at least in the old testament. But, what an eye opener when I read it going in with a clear slate. I found my answer. I read it from front to back.

My point is, as long as it was, don't be so hung up on tradition as tradition is not always right. Every religion, tribe, ethnic group, race, ect. thinks their way is right and everyone else is wrong. Maybe we are all wrong. Maybe that guy that is at home watching the kids is reading this site and learning how to become a LL. Maybe he is techy and working from home. Maybe he does all of the home repairs, vehicle maintenance, auto detailing, pressure washing, equipment repairs, child rearing, teaching, being a student, maid, ect... Maybe he can work you under the table.

So, forget about who the bread winner is. She makes 3X the rent which meets your criteria.

--73.120.xx.xxx




Red Flag or no big deal (by Roy [AL]) Posted on: Feb 25, 2022 8:34 PM
Message:

Thank-you Lisa,

At my open house last week, I had 3 applicants (out of 8) that passed my screening and were qualified to rent my only vacancy at the time. I could only choose 1 of those 3 applicants. Applicant #2 bailed on me and this 'working wife' was Applicant #3. However, the rent on this upcoming vacancy is $150.00 more than the house she looked at last week and was approved for. Her net income now just squeaks by on my 3X score card. I do agree with you that 3.5 X would be better and I do plan on adopting that soon.

On Sunday is when I meet her again and her hubby for the first time. If he does not show up, I will then just put the house on Zillow and have a boatload of new applicants within 24 hours to choose from. And my gut is telling me to do just that, advertise it.

--71.207.xxx.x




Red Flag or no big deal (by NE [PA]) Posted on: Feb 25, 2022 8:44 PM
Message:

Should already be on Zillow. What are you doing? Holding out for a potential deadbeat? Since you do open houses, put it on Zillow now and meet a whole bunch of them there on Saturday.

--24.152.xxx.xx




Red Flag or no big deal (by NE [PA]) Posted on: Feb 25, 2022 8:53 PM
Message:

Roy, I know I come off as an a-hole, but I mean well. I have to be honest with you, I think thereís more red flags in your management style than there is in the prospective tenantís situation. Thereís a lot of what ďnot to doĒ to learn from here. --24.152.xxx.xx




Red Flag or no big deal (by Roy [AL]) Posted on: Feb 25, 2022 9:09 PM
Message:

6x6,

I appreciate your thoughts on this subject. I have known a few career type women who make 6 figure incomes and their husbands stay at home and do absolutely nothing worthy of anything. These people though can afford to hire a nanny or babysitter so that the husband sit on his lazy butt. Now, why women marry worthless men (sperm donors) like this is beyond me but that is not the issue here).

The 3X income here, is very important because if her husband turns out to be bum (I hope not), that means the pressure of working a full time job AND coming home to deal with the husband and 2 small children,...that is a mountain of responsibility that the wife has to deal with on a daily basis and could lead to an explosive situation. However, if the husband is not lazy and shows some serious responsibility, then maybe everything will be okay. There are so many unknown variables here, however, I will solve this mystery on Sunday if he shows up with the kids. --71.207.xxx.x




Red Flag or no big deal (by Ken [NY]) Posted on: Feb 25, 2022 10:11 PM
Message:

Roy,let us know sunday what you think of him. --72.231.xxx.xxx




Red Flag or no big deal (by Roy [AL]) Posted on: Feb 25, 2022 11:17 PM
Message:

NE,

In the past, I have tried repeatedly to tell you that I do not need your advice on how to screen my tenants and/or run MY BUSINESS. I frankly do not give a $hit on how many red flags YOU THINK I have in my Management style. Why should I? My management style works just fine for me and that is all that is important. Why is this so difficult for you to understand?

Ken - I will let you know on Sunday. I can identify a bum or a loser just by looking at them. --71.207.xxx.x




Red Flag or no big deal (by Small potatoes [NY]) Posted on: Feb 26, 2022 12:34 AM
Message:

maybe the guy stayed home with the kids during covid because the day care center was closed, or they worried about the little ones being sick. I know you rent to d n c types, so I'm assuming this is not a better off couple who have the luxury of one spouse not working, thus your bs meter goes off? he didn't go to the open house since he was taking care of the kids? BTW you are showing bias because you have not met him. but let's face it women wear the pants in the hood and are the breadwinners if only because the system favors the mother /child. I think you shot yourself in the foot by saying barely meets the income req. that made your screening seem like the issue, you have made the hubby an issue and it shouldn't matter. if you require all adults to view the property then there is nothing else to think about until they do. I don't like to reshow, as I let the prospect choose the time. if I want someone to pick my unit I'll do it. I can also understand not having it listed yet. I have 2 Apts in the wings and as I vet people for the current one, I'll mention the other units to the occasional prospect. --172.58.xxx.xxx




Red Flag or no big deal (by Lana [IN]) Posted on: Feb 26, 2022 1:37 AM
Message:

I was delighted to have a stay at home husband while I brought home the bacon. Made my life easier and freed me to invest in real estate. --216.23.xxx.xx




Red Flag or no big deal (by NE [PA]) Posted on: Feb 26, 2022 4:38 AM
Message:

Roy, itís a nice model T. I know it runs. I know you like it. All I and many others are saying is that is just probably is not the best idea to drive it down the interstate. Upgrade buddy. --24.152.xxx.xx




Red Flag or no big deal (by JJ [FL]) Posted on: Feb 26, 2022 5:17 AM
Message:

Maybe there was something about her that you can't quite put your finger on, but your gut is speaking to you. A great book on personal security, "The Gift of Fear," by Gavin de Becker, talks about why you should always follow your intuition; because unbeknownst to you, your brain is working overtime in all situations picking up clues that you're not even aware of and sending them to you, and that's what makes up our intuition. Back in my 20s I once blatantly ignored a strong intuitive feeling I had, and it almost had a very bad ending.

May I go off point and ask 6x6 not to leave us hanging?! What was the answer that you found after reading the bible? As someone who grew up going to a church that was more like a clubhouse, I'm very curious. Inquiring minds want to know! I'd love to hear it, but give us the express version (10 words or less) so I don't get yelled at :) --69.247.xxx.xxx




Red Flag or no big deal (by MC [PA]) Posted on: Feb 26, 2022 6:23 AM
Message:

So, what happened? --73.230.xxx.xx




Red Flag or no big deal (by Roy [AL]) Posted on: Feb 26, 2022 7:19 AM
Message:

JJ (FL)

Thanks JJ for the tip on that book "the Gift of Fear". I would like to read that book because I know my brain works 24/7 in trying to figure out all of the unknown variables that come in screening applicants. I have already screened the wife and approved her, however 4 days later, I learn from her that she has a 'stay at home' husband. And because the gender roles are reversed here, that has created a conflict with my conservative traditional values. What creates that 'conflict' is that most of the stay at husbands/boyfriends/sperm donors I met so far as a landlord, have been nothing more than what Ken describes,..bums.

Now, if all I did was screen Class A & B applicants, then the above situation (conflict) would probably not exist inside my head because with A & B applicants, there is more likelihood that both spouses are 'responsible adults'. But when you have screened C & D applicants for the last 16 years, you can't assume anything with these applicants and in many cases, the human trait of 'responsibility' sometimes takes a backseat to a lot of other things. One spouse can hold a job because they are responsible and the other can't hold a job only because they are a lazy irresponsible bum.

I can easily solve this mystery and I will do this on Sunday when I meet both of them. --71.207.xxx.x




Red Flag or no big deal (by NE [PA]) Posted on: Feb 26, 2022 7:36 AM
Message:

On your application, does it ask them to list all the people who will be living in the unit? Iím wondering how you approved the wife but the husband was missed entirely? --24.152.xxx.xx




Red Flag or no big deal (by NE [PA]) Posted on: Feb 26, 2022 7:40 AM
Message:

Also Roy, regarding your brain working 24/7 to screen tenants, read my post to newbies in this very thread. So many years into this, you should be overthinking it still. --24.152.xxx.xx




Red Flag or no big deal (by NE [PA]) Posted on: Feb 26, 2022 7:57 AM
Message:

*shouldnt be --24.152.xxx.xx




Red Flag or no big deal (by Roy [AL]) Posted on: Feb 26, 2022 8:21 AM
Message:

NE,

At the time I had approved the wife, she was 3rd on my list of 3 approved applicants. I had already called Applicant #1 and said "your credentials have been verified and I have chosen you all (2 gay women) to be my next tenants".

When I learned that I would have another vacancy very soon, I then called Applicants #2 but they spent their move-in funds ($1,500.00) on a down payment for a used car (typical D applicant), and then I called Applicant # 3. It was during this phone call, I asked about her spouse that did not come to the open house. She just said, "I have a stay at home husband". At that point, I realized I needed to dig deeper with this applicant and do more research on the hubby, which just 3 days earlier was of zero importance because I had already chosen Applicants #1 to be my tenants.

Now, if the working wife had said, 'my husband was at work when I was at your open house', I would have never made this post. --71.207.xxx.x




Red Flag or no big deal (by NE [PA]) Posted on: Feb 26, 2022 8:25 AM
Message:

Iím curious as to what ďapprovesĒ means? You approved her for the first house and if she didnít mention the husband to you. If you rented to her, he would be in your unit RIGHT NOW. Iím assuming that is a safe bet. Because you had 3 parties approved for the first unit. So if 1 & 2 declined for whatever reasons, #3 would be in. Iím also assuming she was approved with a paper app, correct? So how did he slip past that app? --24.152.xxx.xx




Red Flag or no big deal (by Roy [AL]) Posted on: Feb 26, 2022 9:05 AM
Message:

NE,

Lets get say my screening methods are completely different than yours and just leave it at that. When any LL screens an applicant using 100% online data and then when I use my method which is 30% online data and 70% (personal interviews), you are going to get 2 different results. The applicants that I approve for my rental properties, are people you would probably kick to the curb. And vice versa, your approved applicants may not even pass my screening.

Screening rental applicants is not a perfect science. But somehow you have got it inside your thick skull that your method of screening is far superior to anyone else's. --71.207.xxx.x




Red Flag or no big deal (by NE [PA]) Posted on: Feb 26, 2022 9:16 AM
Message:

Wow Roy! First of all, you didnít answer the question. How did you miss the husband?

Iím sure my tenants would pass your screening if they wanted to waste time with a paper app and you staring at their boobs during the open house. (Just going off what youíve basically said yourself)

I think it was you who made the comment on something the other day thatís also quite fitting to this. You canít see the forest for the trees.

Overthinking 24/7 the variables that come with screening deadbeats? Why?

You keep saying that your screening works well for you when clearly it doesnít. Itís not working at a level that most posters here operate at as an average. Often with posts you make, you are revealing more flaws in your system.

Sorry, thatís just what I see. I know youíre not going to do this, but to keep with the theme of a round table discussion that YOU initiated, what I would recommend doing after you fill your next vacancy is this: delete all your files, burn all your paper apps and forget what you know about screening and start from scratch.

There comes a point sometimes where you canít paint the bathroom anymore, sometimes you have to gut it out and start over.

Ps, youíre not a traditional conservative. Thinking that the man works and the wife stays home does not make you a conservative. Definitely In the top 10 of liberals here for sure. ;-) --24.152.xxx.xx




Red Flag or no big deal (by Oregon Woodsmoke [ID]) Posted on: Feb 26, 2022 10:38 AM
Message:

"The Gift of Fear," aside, never screen anyone out with intuition or you are going to end up on the wrong side of Fair Housing.

Listen to your gut and if someone seems off, then you dig to find the legal reason to reject them. If they are tingling your spider senses, there is a reason they are doing that. You can not safely and legally reject an applicant because you just don't like them.

A lot of things that set off alarms fall into protected classes. You can not just automatically reject out of hand without a reason you can articulate. Focus your attention on your intuition and figure out why it is warning you, in case you end up having to defend yourself in court. --76.178.xxx.xxx




Red Flag or no big deal (by Allym [NJ]) Posted on: Feb 26, 2022 12:01 PM
Message:

So much fuss. Roy, intuitively I feel that this stay home dad situation is OK. The only problem I can see is if she has to stop working too for some reason. What is his occupation when he is not stay at home dad should the situation reverse? So many jobs were lost on Jan. 20. 2020 with the inauguration. Maybe he worked on the pipeline or in oil search and drilling? No jobs now. Maybe his job was cancelled with covid. Find out if he has a skill or training he can swing back into if she should be unable to work due to a pregnancy? Men can get hurt on the job or get sick from something and women can get pregnant. Always a chance the wage earner will be let go. CAn he make 3 times the rent if he has to? --108.24.xx.xx




Red Flag or no big deal (by JJ [FL]) Posted on: Feb 26, 2022 2:57 PM
Message:

If MC is asking JJ what happened, I'll try to give the express version. 9:30 p.m., walking to apartment in Boston (Allston) after evening class. No one else around. Heard footsteps behind me and felt my heart beat faster. See guy behind me, which prompted heart to start racing but then saw him cross the street. Phew, safe! Walked up steps to apt. building, and when put key in door he starts running toward me. This is where I'm going to plead guilty to terrible stupidity (or the fact that women hate to hurt anyone's feelings). I was 20. Not knowing what to do, I said "Hi." He said a weak "hi" back, so I decided he was OK. Walked up 3 flights with him behind me, but I knew there were 4 guys who lived across from me on 3rd floor who I hadn't met, so I'm still thinking it's probably OK. Got to apt, put key in door, and he reached up my dress. I screamed, and my roommate answered the door, as he fled. I filed police report the next day and was told there was a rapist in that neighborhood who fit the description I gave them. I admit, my level back then of outright stupidity is quite shocking, so please don't pile on :) --69.247.xxx.xxx




Red Flag or no big deal (by 6x6 [TN]) Posted on: Feb 26, 2022 5:14 PM
Message:

JJ, I will answer your question with another question.

Have you ever read the bible from front to back with a clear slate?

You have to pretend that you know nothing about it and that you have never heard anyone's opinions about it. Pretend you don't know what the bible is. Keep that clean slate and form your own as you go.

I would be curious of your end result.

With that said I can't give you mine until you have yours. --73.120.xx.xxx




Red Flag or no big deal (by JJ [FL]) Posted on: Feb 26, 2022 8:23 PM
Message:

Hi 6x6!

Actually, I, too, tried reading the bible. I got through three-quarters of ONE.PAGE. and realized I was in over my head. I then bought what I think they called the "New" version and tried reading that. Nope, it's not "taking." Finally, last year I was in Walmart, dontchaknow, and what do I see there in the center aisle but a thing of real beauty -- a gorgeous, multi-colored (that's important to me, as I'm color sensitive) book entitled, "The Most Significant Teachings in the Bible," A Quickview Guide by Christopher D. Hudson with Len Woods. This...THIS is what I've been waiting for! Well...not so fast. This book IS, in fact, what I've been waiting for, but I must confess that it always ends up at the bottom of some dastardly pile that has accumulated. Then neighbors come over and it ends up in a pile that is then stashed in a drawer -- you know the drawer -- that one that you can't bear to look in cuz it's -- also dastardly. But one day I do believe I'll read the whole thing because it's easy to understand, well done, colorful, and insightful. I just read a page on suffering, and I feel better already! I realized my question to you was dumb because everyone is on their own journey, and we could both read the same passage and end up thinking 2 different things about it. To anyone out there with kids, or if you're a big kid like me who never understood the whole bible thing, get this book! In the words of Donald Trump, "WHAT the H*LL do you HAVE to LOSE?" --69.247.xxx.xxx




Red Flag or no big deal (by JJ [FL]) Posted on: Feb 26, 2022 8:27 PM
Message:

To Roy!

I just want to add a thank you for letting me ask 6x6 the question about the bible on your thread :) --69.247.xxx.xxx




Red Flag or no big deal (by MAP [NY]) Posted on: Feb 27, 2022 5:52 AM
Message:

What Ken NY said. We had a famous case of so called "Mr. Mom" Search engine: Rose Chase.

My hubby literally was in their basement doing HVAC work for another company before the crime was committed. --72.231.xxx.xx





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