new app clause
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new app clause (by J [FL]) Jul 19, 2021 11:11 AM
       new app clause (by OPM [OR]) Jul 19, 2021 11:17 AM
       new app clause (by J [FL]) Jul 19, 2021 11:23 AM
       new app clause (by Jason [VA]) Jul 19, 2021 11:31 AM
       new app clause (by 6x6 [TN]) Jul 19, 2021 11:49 AM
       new app clause (by Ken [NY]) Jul 19, 2021 12:06 PM
       new app clause (by J [FL]) Jul 19, 2021 12:11 PM
       new app clause (by GKARL [PA]) Jul 19, 2021 12:21 PM
       new app clause (by Vee [OH]) Jul 19, 2021 12:45 PM
       new app clause (by cjl [NY]) Jul 19, 2021 12:57 PM
       new app clause (by cjl [NY]) Jul 19, 2021 12:59 PM
       new app clause (by Robert J [CA]) Jul 19, 2021 1:42 PM
       new app clause (by S i d [MO]) Jul 19, 2021 3:00 PM
       new app clause (by Rosie [VA]) Jul 19, 2021 5:37 PM
       new app clause (by J [FL]) Jul 19, 2021 6:40 PM
       new app clause (by Small potatoes [NY]) Jul 19, 2021 10:26 PM
       new app clause (by J [FL]) Jul 20, 2021 6:00 AM
       new app clause (by 6x6 [TN]) Jul 20, 2021 11:10 AM
       new app clause (by Dave [MI]) Jul 20, 2021 12:24 PM
       new app clause (by dave [CA]) Jul 21, 2021 1:25 PM

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new app clause (by J [FL]) Posted on: Jul 19, 2021 11:11 AM
Message:

I think I may need to add a new written disclaimer on my application. "documents will not be returned to applicant". I've now had two different groups ask for this back after they were DQ'd. The latest one is demanding a copy of her background check, as well as the paystubs being returned...uh huh.

--72.188.xxx.xxx




new app clause (by OPM [OR]) Posted on: Jul 19, 2021 11:17 AM
Message:

HI J

1. YOUR APP SHOULD SAY YOU STATE REQUIRES YOU KEEP THE ORIGINALS, IF THAT IS THE CASE AND FOR HOW LONG.

2. THE BACKGROUND CHECK THEY CAN GET FOR FREE FROM ALL 3 AGENCYS YOU ARE NOT A REPORTING AGENCY.. SO NOT FROM YOU.

3. PAY STUBS AND OTHER DOCS SHOULD HAVE BEEN SENT AS SCAN COPPIES, NOT ORIGINALS --162.247.xx.xx




new app clause (by J [FL]) Posted on: Jul 19, 2021 11:23 AM
Message:

Why the all caps? --72.188.xxx.xxx




new app clause (by Jason [VA]) Posted on: Jul 19, 2021 11:31 AM
Message:

Let them make their demands to dead air. Block them. --73.177.xxx.xx




new app clause (by 6x6 [TN]) Posted on: Jul 19, 2021 11:49 AM
Message:

I speak from little experience but blocking them in this case may get you sued.

I don't see anything wrong with making a copy of what they turned in and paid for. I would give them a copy of the background check as that is public record. I would make a copy of the documents they turned in and give them back the original as they will need those for the next place and they should have only given you a copy in the first place. My tenants gave them by email or text. Now, the credit check you may need to have them request a copy from the credit company. That I am not sure. --73.120.xx.xxx




new app clause (by Ken [NY]) Posted on: Jul 19, 2021 12:06 PM
Message:

I have no problem mailing back paystubs if i took originals but the background check is mine,not even sure it can be sent to them legally --72.231.xxx.xxx




new app clause (by J [FL]) Posted on: Jul 19, 2021 12:11 PM
Message:

She's not going to sue. --172.58.xxx.xxx




new app clause (by GKARL [PA]) Posted on: Jul 19, 2021 12:21 PM
Message:

My applicants always have a copy of their backup as I have them upload it to the Google form I use for applications. They always have their originals. The service I use for credit checks bars the release of the credit check to the applicant. I don't get their ssn until they complete the W9 for the SD account. That's done with lease signing. --172.58.xxx.xxx




new app clause (by Vee [OH]) Posted on: Jul 19, 2021 12:45 PM
Message:

Just send them redacted stuff like we get from the police reports we pay for. --76.188.xxx.xxx




new app clause (by cjl [NY]) Posted on: Jul 19, 2021 12:57 PM
Message:

I never take originals of their "proof" other than the application itself. They do not get that back - we have to keep that by law since it could come back to us in some way, shape or form. If they only have originals then I would scan it with my phone or if I'm in the office, etc I would take a copy.

As for the credit reports or background checks - they don't get copies of that. I'm with Ken NY on this one ... I think it's against the law to provide them anyway - they have to request the copies from the agency that provided it, not us. --67.242.xx.xx




new app clause (by cjl [NY]) Posted on: Jul 19, 2021 12:59 PM
Message:

Plus - sometimes the background check comes back "OK" but if you call an ex landlord or whatever ... that's YOUR information, not theirs. I would NEVER tell anyone that I called so and so and they gave you a bad reference. I just make it generic and it's even better if you have more than one applicant and can just state "We've chosen a different applicant" ... then we didn't really DENY anyone ... we just chose a different one. --67.242.xx.xx




new app clause (by Robert J [CA]) Posted on: Jul 19, 2021 1:42 PM
Message:

Some applicants that got turned down request the return of their supporting documents. I can understand, but I still make a copy for myself. A couple of rejected applicants reported me to different agencies and city departments, thinking I can' back up my decision to reject them.

I told the case workers I first need a release from the applicant before I can provide my explanation and possible proof. In once case I found myself in front of a Housing Committee. Again they wanted to to violate my applicants rights and disclose my reasons. So I responded that the applicant lied on their application, provide a bank statement belonging to their parents and changed the account holders name and social security to make it look like their account. Also their ESA letter was a fake! And finally they said their job was full time but their boss says they only work part time and their pay stub was also a fake. I can show you all of these items, when the applicant signs a okay to release document. --47.155.xx.xxx




new app clause (by S i d [MO]) Posted on: Jul 19, 2021 3:00 PM
Message:

Originals? Lease docs?

Time to get an online application process! I haven't received an app or document from a tenant in years. So much less paperwork; nothing to store; no sloppy handwriting; everything available at the touch of a button. --108.230.xxx.xx




new app clause (by Rosie [VA]) Posted on: Jul 19, 2021 5:37 PM
Message:

Well done, Robert! I suppose they backed off once you brought up all of those points. --108.4.xxx.x




new app clause (by J [FL]) Posted on: Jul 19, 2021 6:40 PM
Message:

I did make contact with this person. It turns out I screwed up and took an original pay stub from her (the male gave a photocopy).

I offered to mail it back to them and then this turned into a demand that I refund her application fee. She's irate because the male received an adverse action letter but she didn't get one. She keeps referring to that AA letter as a "background report". --72.188.xxx.xxx




new app clause (by Small potatoes [NY]) Posted on: Jul 19, 2021 10:26 PM
Message:

J my app is online.

Ken, I think the law changed and you have to give the credit report if they ask, but maybe if you run it even. I make copies if I'm given originals. Most send by email. Or text pics. --24.194.xxx.xxx




new app clause (by J [FL]) Posted on: Jul 20, 2021 6:00 AM
Message:

I didn't run a credit report on her but she is demanding an adverse action letter. --72.188.xxx.xxx




new app clause (by 6x6 [TN]) Posted on: Jul 20, 2021 11:10 AM
Message:

Why did you send the male applicant an adverse action letter?

Did you deny him based on credit? --73.120.xx.xxx




new app clause (by Dave [MI]) Posted on: Jul 20, 2021 12:24 PM
Message:

One time I had an applicant ask for a original document back, not a problem, I said send me a self-addressed stamp envelop to my B.O. Box and I will mail it! --99.12.xx.xx




new app clause (by dave [CA]) Posted on: Jul 21, 2021 1:25 PM
Message:

the main concern here is information you as the LL compiled and returned to T, which then somehow gets loose from the T,....or worse yet is re-used by T with another potential LL and then comes back to bite you as the LL.

I make it clear in the application cover letter that no doc's submitted or compiled by LL are returnable or forwardable.

Many jurisdictions are now ""allowing"" applicants to furnish their ''version'' of their credit report, to save the portion of the ''allowed maximum application fee''.

unfortunately,...we LL's just have to grin and bear it,..and run proper checks on our own dime. --172.250.xx.xxx



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