I got me a new title searcher for some of the properties that I am eyeing up for purchase at Sherriff Sale or any other county sale. So there is a Judicial Sale scheduled in the middle of the month so I had the searcher do the research for me to make sure the title was insurable after 12 months. This is the double murder house out in the country that I was asking about a couple weeks back.

The old searcher would just give two pages of data and a short paragraph saying yes title is insurable or nope. Her search was $40 and she does this work for the county so she already the work pulled.- but she only searches the CURRENT owner's profile.

Well my new searcher digs......I mean truly digs. He handed me 126 pages and asked me if I had any questions. Yes I do - I said. Do I have top read all of this. He charged only $213. Will I need get that much in depth research next time...probably not. If this was raw land, I do a great deal of owner financing with that so there could be some over kill.

I am planning on getting the double murder house though and if it is $20K and going to be sold for 130K, complete title is needed.

I was a title searcher once upon a time, for a law firm that did the searches in our city for all of the major title companies. I would do an Abstract of every deed in the chain of title, going back 100 years (or longer, depending on the specifics). 126 pages seems excessive. But I would abstract into one page a 20 page deed, so if you got the deeds themselves that 126 pages could be reasonable.

I'm guessing the 126 pages contained a lot of copies. An abstract should only be a few pages but contains all the info you need.

I am not fond of current owner searches. They show very little and the assumption is that everyone prior to that transaction did their job correctly.