I only get $800... (by S i d [MO]) Feb 22, 2021 3:18 PM|
I only get $800... (by Richard [MI]) Feb 22, 2021 3:42 PM
I only get $800... (by Ken [NY]) Feb 22, 2021 4:01 PM
I only get $800... (by 6x6 [TN]) Feb 22, 2021 5:30 PM
I only get $800... (by DJ [VA]) Feb 22, 2021 6:28 PM
I only get $800... (by Ray-N-Pa [PA]) Feb 22, 2021 6:38 PM
I only get $800... (by T [IN]) Feb 22, 2021 7:43 PM
I only get $800... (by Robert,OntarioCanada [ON]) Feb 22, 2021 8:05 PM
I only get $800... (by Amy [FL]) Feb 23, 2021 8:23 AM
I only get $800... (by S i d [MO]) Feb 23, 2021 8:29 AM
I only get $800... (by John... [MI]) Feb 23, 2021 9:08 AM
I only get $800... (by S i d [MO]) Feb 23, 2021 10:07 AM
I only get $800... (by Nicole [PA]) Feb 23, 2021 10:51 AM
I only get $800... (by John... [MI]) Feb 23, 2021 1:50 PM
I only get $800... (by Barb [MO]) Feb 23, 2021 2:35 PM
I only get $800... (by RentsDue [MA]) Feb 23, 2021 3:24 PM
I only get $800... (by 6x6 [TN]) Feb 23, 2021 6:05 PM
I only get $800... (by Hoosier [IN]) Feb 25, 2021 2:27 AM
I only get $800... (by Pmh [TX]) Feb 25, 2021 5:27 PM
I only get $800... (by John... [MI]) Feb 25, 2021 7:31 PM
I only get $800... (by 6x6 [TN]) Feb 26, 2021 8:55 AM
I only get $800... (by Nicole [PA]) Feb 26, 2021 9:35 AM
I only get $800... (by GKARL [PA]) Feb 26, 2021 5:37 PM
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I only get $800... (by S i d [MO]) Posted on: Feb 22, 2021 3:18 PM
How many of you have had tenants you either inherited or put into a place where the income was at or below $800/month? I'm just curious....seems like there are a lot of folks barely getting by on SSI / whatever. I try to understand how someone thinks that's going to work out long term.
I know, I know...I should read the Ruby Payne book, but will that assist with understanding, or just state the fact that some folks have a totally out of whack view of reality? I already know the fact. What I lack is grasping how that somehow "works" for someone. --107.216.xxx.xxx
I only get $800... (by Richard [MI]) Posted on: Feb 22, 2021 3:42 PM
Back around the 1930's, property developers and builders and some others decided that they would encourage the public that everyone deserved their own house. Thus was born that idea, at least on a large scale in this country. In conjunction with that, these people pressured the cities to get rid of rooming houses. Until that time, it was common for single people to have a room in a rooming house, in many cases. Some had room and board, some not. The mom and pop small diner was more common, as many people routinely took their meals there.
As the advertising worked, combined with less rooming houses, the population began to think this was NORMAL.
After World War II, when there were many returning GI's, the subdivision was born. The burbs. At that time it really kicked in , especially with govt help for the GI's to buy houses.
These days, we can see that wages have not kept up with housing costs or inflation.Compared to 1970 ages of about $2,50 or $3.00 per hour, today's minimum of $7.25 has less buying power. Rent that was $50-$85 per month is now, much, much higher. Even with two earners in a house, it often is not enough. Millions of people with minimal skills have fallen WAY behind.
The obvious solution to me is to bring back rooming houses. Unfortunately, I don't see this as very possible. Instead, the govt and most people still want their own place, not sharing a place. So the govt rolls out these endless plans of welfare and govt housing and low income housing.In my opinion, they won't work. After 60+ years, we have plenty of examles of this. I really don't see a solution. The big cities are full of problems that don't seem to have a solution. If people want to live further out, they need cars and all that goes with that. Mass transit is a joke and has been shown to only be somewhat practical in cities with high rise buildings and large populations. As some examples, it works in New York City but not very well in Los Angeles.
If I had to make a guess as to a solution, I would say this:
Small communities under 25,000 with some manufacturing bases, a little industrial and rooming houses with most housing within a mile or two of the downtowns. Allow all single family places to add a granny flat to accommodate the grandparents. --24.180.xx.xx
I only get $800... (by Ken [NY]) Posted on: Feb 22, 2021 4:01 PM
Sid,I have had these people in the past and here is there mentality.They get $800 on the first or third of the month,they go out for the day and get the landlord a money order for the rent,if they are young the rest goes for alcohol or cigarettes,if they are older it goes for whatever.By the end of that day they are broke again.They have no car so no bills there.Due to limited income they get food stamps,in my state they qualify for utilities to be paid.They know where the food pantry is and they know the churches that give away free clothing.Then they sit in the apartment with nothing to do and complain about there life and how the landlord is no good until the following month.If they are young there is usually a male and female living together and if they are older they are often alone,i prefer the older ones who have learned they really can be evicted if they dont pay the rent,the younger ones are usually a pain unless they are a little slow then they are fine --72.231.xxx.xxx
I only get $800... (by 6x6 [TN]) Posted on: Feb 22, 2021 5:30 PM
Ken is on track. --73.120.xx.xxx
I only get $800... (by DJ [VA]) Posted on: Feb 22, 2021 6:28 PM
That used to be just enough to qualify for the smallest room in my rooming house.
I believe the smallest Soc Sec payment for anyone is about $735/mo. Any senior trying to live on that alone, I highly recommend having a roommate. --68.229.xxx.xxx
I only get $800... (by Ray-N-Pa [PA]) Posted on: Feb 22, 2021 6:38 PM
Only going to get worse if you follow international money exchange rates. Because of the amount stimulus we have pumped into the economy thus far, the dollar is down against ALL major foreign currencies. If we continue to print greenbacks, the cost of those smokes, cigs and beans will be even more expensive.
I only get $800... (by T [IN]) Posted on: Feb 22, 2021 7:43 PM
Ray gets an A in Economics... politicians, F.
For those that are using RE investments as retirement funds... the RE needs to be big enough and profitable enough to support your living. Don't count on SSI.... --76.77.xxx.xxx
I only get $800... (by Robert,OntarioCanada [ON]) Posted on: Feb 22, 2021 8:05 PM
In the eighties the objective was to bring down wages where the solution was to manufacture offshore to countries completely hostile where those manufactures who went there suddenly found they were producing cheap knockoffs of products they produced with inferior quality along no spare parts. Once you produce a product then it is easy to copy to produce a knockoff product. We wonder we are buying from a country that does not take responsibility for the pandemic crisis they have caused by trying to cover up then blame the Covid 19 crisis on other countries. They do not respect human rights, environment or being openly honest about the way they govern. What can one expect from a dictatorship that has what they call re education camps where it is like earlier time. While I would like to buy domestically produce products which are few and far between in the stores. So by eliminating manufacturing many of the good middle class jobs are no longer here where we have a service sector economy with low wages, no job security along with no future for the people who work in those jobs. While social assistance has become a way of life for some people who never planned for the future. Seen people who had a inheritance where in six months it was blown on gambling or spent not thinking about the future. Some win millions in a lottery where after 3 years they are broke again where if invested then could modestly off the investment. We do not have food stamps where the charities have food banks where at the apartment a lot of food was tossed in the garbage dumpster where if were hungry then it was possible to eat. Being in country that never had military conscription the point of social assistance was to help families if principal bread winner was killed overseas the families did not suffer. Unfortunately it became a way of life that continues generation after generation. Cigarettes and alcohol is heavily taxed here where you cross the border in Niagara Falls then buy for half the cost or less for Canadian products. Suppose one took ten to twenty dollars per week when they started working then by the time of retirement it could add to million dollars. While I living in the apartment buildings seen many bad things happen along why people were buying illegal drugs from thugs who had two vicious dogs where it is known that drug dealers usually have illegal hand guns. Most of the violence that happens in major cities is related to the illegal drug trade. --99.236.xxx.xxx
I only get $800... (by Amy [FL]) Posted on: Feb 23, 2021 8:23 AM
Do you know that some of these SS Landlords charge 100.00 a week through the month? This is for a small house with 5 room remodeled and 1 bathroom, kitchen, for all. I don't no how they sleep at night. Crazy and sinister. --99.120.xxx.xxx
I only get $800... (by S i d [MO]) Posted on: Feb 23, 2021 8:29 AM
Thanks all.... this wasn't intended from me as a rant. I really don't understand how it works nor how other people seem to think it's supposed to work. It sounds like some (older) folks are living in the world their parents/grandparents grew up in, and younger folks simply don't have a clue other than expecting the Govt to provide, which is why they vote for Bernie Sanders and those like him who insist on two chickens in every pot, a pot for every house, and a single family house for every person.
The rooming house was a great reminder. I lived in one during college with 4-6 other people, depending on who graduated and who was moving in. Aside from the semi-private nature of the place, it wasn't terrible. We cleaned common areas, took turns mowing the yard, split the cable and phone bill, and each paid $150/month for the house with utilities included. Cheap living in the late 90s near a college campus. Made some good memories in that place!
I only get $800... (by John... [MI]) Posted on: Feb 23, 2021 9:08 AM
Just to note it, I have a 4-plex in a small/tiny town. It is all 2-BR units that rent for $510/month. I require 2.5x the rent -- so they need to make only $1,275/month at a job or other income.
I've had people in there working minimum wage (or, heck, even less) for years with no problem with the rent. All of them have paid through the entire pandemic.
I get that this isn't Sid's example exactly, of course -- but all the time I hear how "in no state can someone rent an apartment and survive on minimum wage." While that might be true with averages across the state -- it certainly is not true in my little town... Here, they can easy qualify for a 2BR apartment if they make minimum wage!
I only get $800... (by S i d [MO]) Posted on: Feb 23, 2021 10:07 AM
John....my town is the same, which is one reason I call Baloney Slices on all the talking head libs on TV. The truth of the matter is if people will relocated, most could survive at a basic level.
Minimum wage in Missouri is presently $10.30, up from $9.45 last year. We passed a 5 year wage hike that will end up at $12 / hour in 2023.
Even at the old rate of $7.85 several years ago, 2000 hours per year.... you're making $15,700 / year or $1308 a month. So you could almost meet my 3x the monthly rent qualification on my cheapest unit which is $450. Probably close enough to where I would approve with an extra deposit.
The kicker is most of those folks also qualify for earned income tax credit and other Govt programs, so most likely if you added those all up they're between $20,000 - $25,000 per month. No, you can't support a family on that very easily, but you can definitely rent an inexpensive apartment or house, buy food, and get to work. Add in the "free" medical care via the Emergency Room and all of one's major expenses are covered.
Yes, it is possible to live simply in small towns, or even medium size towns all over the country.
Here's a parting consideration: even though I oppose the concept of the minimum wage, once they hit $12/hour then income will be $24,000 annually ($2000/month). Any guesses which direction rents (and all other expenses) are headed?
SSI only income folks getting $800/month will be priced out. Once more, we have the Govt to "helping" the poor by making things unaffordable for them.
I only get $800... (by Nicole [PA]) Posted on: Feb 23, 2021 10:51 AM
...The kicker is most of those folks also qualify for earned income tax credit and other Govt programs, so most likely if you added those all up they're between $20,000 - $25,000 per month. No, you can't support a family on that very easily...
Dang - Missouri is set for an influx of new residents once this secret gets out !!!!! --72.70.xxx.xxx
I only get $800... (by John... [MI]) Posted on: Feb 23, 2021 1:50 PM
I actually support a decent federal minimum wage -- but, like you said, Sid, that is going to mean more money for most of us. Rents WILL adjust to increased wages across the board... --67.209.xxx.xx
I only get $800... (by Barb [MO]) Posted on: Feb 23, 2021 2:35 PM
I hear you. I got into a bit of an argument on FB with a longtime friend who argued with me that expecting people ot make 3X the rent was excessive.
My response: I'm renting a 1-bed/1-bath duplex for $400/month. Another is $515/month. At the time, the local gas station was paying $12.50 an hour and is always hiring. DQ was advertising $10 an hour.
A person CAN work one of those jobs and earn 3 - 4 times the rent. It is NOT unreasonable to expect a person to have an income of $1200 a month to rent my $400 a month place.
My friend stopped arguing. Where she is, a coastal area, rent is A LOT higher. She had forgotten how much cheaper it is where I am.
That said, $800 a month would be tough even for my $400 a month place. Yes, they would likely get SNAP benefits, and probably heating assistance. So $400/month for rent, then another $100/month for utilities (more or less) is surviveable, but wow.
Meanwhile, my latest inquiry is moving to my area from quite a ways away and is upset that I said she needed local employment before applying. Her BF gets disability. Wouldn't say how much. Meaning not enough. No job, no application needed. --67.43.xxx.xxx
I only get $800... (by RentsDue [MA]) Posted on: Feb 23, 2021 3:24 PM
It doesnít matter what the minimum wage is if people donít want to work. The minimum wage here is about $14.00 hr. Employers still canít find help. I get the same problems as everyone else with applicants who donít make nearly enough income. They have the opportunity to make so much more but wonít risk losing all the free government handouts if their income goes up. --174.242.xxx.xxx
I only get $800... (by 6x6 [TN]) Posted on: Feb 23, 2021 6:05 PM
Minimum wage here is $7.25.
Sales tax is 9.25%
The utilities here has a basic service charge for all utilities including sewer. Even if you don't actually use the utilities it is almost $100 --73.120.xx.xxx
I only get $800... (by Hoosier [IN]) Posted on: Feb 25, 2021 2:27 AM
I've never had anyone even apply with income that low. But, I have had people apply for my $1,100/mo rent house with ....
1) Income of $1,300/mo
2) One week on the job
3) Child support court record not finalized...don't know how much they will have to pay yet
4) Enough earrings and nose rings that they should avoid large magnets
5) Wearing a tshirt that said "Weed Rules"
I asked the guy how he was going to eat, have car insurance, etc...and his answer to everything was "I'll get more hours at work once they realize how good I am" --99.92.xxx.xxx
I only get $800... (by Pmh [TX]) Posted on: Feb 25, 2021 5:27 PM
6x6: that is the federal minimum wage. I donít think anyone has paid that for years . prevailing pay rates set by local labor market requirements. the min wage is irrelevant. for sure when min rates are raised prevailing rates will increase and so will prices to offset costs. what is accomplished by raising a rate no one pays anyway ? --107.77.xxx.xxx
I only get $800... (by John... [MI]) Posted on: Feb 25, 2021 7:31 PM
Interesting that you are from Texas and saying that, Pmh... A quick check of Labor Statistics (granted, all I could find handy was from 2013-2015), shows that about 400,000 workers in Texas who make at or below the current federal
minimum wage of $7.25 per hour Ė more than any other state.
You literally are in the state with the MOST people getting only minimum wage. So, clearly, some people DO get paid that amount.
I only get $800... (by 6x6 [TN]) Posted on: Feb 26, 2021 8:55 AM
TN clearly hasn't caught up with other states.
Pmh, I looked it up for TN.
There are a whole lot of places here that only pay the federal minimum. --73.120.xx.xxx
I only get $800... (by Nicole [PA]) Posted on: Feb 26, 2021 9:35 AM
I'm not politically or economically saavy so perhaps that's the issue here. I don't understand the whole minimum wage debate.
I worked in the mall at 15 years of age for minimum wage. My other friends worked restaurants, grocery stores, gas stations, etc., all for minimum wage at 15 and 16 years of age.
Minimum wage and a livable wage are different things. How is it my fault that someone 40ish years old is still at the bottom of the pay scale? --72.70.xxx.xxx
I only get $800... (by GKARL [PA]) Posted on: Feb 26, 2021 5:37 PM
I get many people with only $800 of SSI applying for the rooming house. I generally decline them. There are far too many working people that I can rent to instead. --209.122.xx.xxx
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