So pipes bursted in a rental ..I have Homeowners of America. Getting pipe fixed but wondering if I should file a claim

Pipes bursted in several places I am getting pipes fixed now but one patch of ceiling has collapsed and going to assess if more will..

I would check my policy and my deductible make a cost benefit analysis based on the actual costs to fix

I am a plumbing contractor and landlord. I got a call from my insurance agent with a job, go examine the pipes in a flood in a covered duplex property. The owner had a small section repaired. The hot riser from the crawl space to the bathtub burst, so a 2 foot section was replaced.

I asked the owner what was his plans. He said nothing needs to be done because the leaking pipe was fixed.

I reported back to the insurance company that all of the hot water pipes in the crawl space had signs of ageing and in time other areas would fail too.

So the insurance company sent a letter to the insured, the policy will not be renewed unless you upgrade you Hot Water Pipes. So the owner had his walls opened and only replaced his hot water pipes, leaving in place his old galvanized cold water pipes.

I also had a pipe burst in a rental. Luckily it was empty, however, new tenants moving in on February 27th. I did submit a claim and insurance company is telling me I have to wait until they come and look at it before I can begin repairs. I took lots of pictures, opened up the wall and plumber is repairing leak now. State Farm did tell me the pipes are not covered. I've sucked up all the water, ordered new flooring and pulled off the baseboards and pulled up the hardwood/laminate. Fans and heaters are working. I'm moving ahead because they can't tell me when someone will be able to get out there.

Good luck with your repairs. I had pipe busted at my own house, no water for days, luckily my husband patched it up, so at least we could take a shower and get some water for cooking.

2 rentals got busted pipes, plumber on call to fix but can't get there until road clears.. 2 other vacant rentals yet to inspect. we shut off the water before the storm.. 4 other rentals tenant said no power for days, most ppl had to leave and stay with relatives, no news on those yet. 2 houses heater broke down, there was no power when HVAC guy went to fix. It was a mess.

Probably would not file unless there was significant damage to the house as well. A busted pipe should be a $300 fix, max, unless there were extenuating circumstances like the crawlspace was inaccessible and you had to cut thru the floor from above. Ceiling repair....$500 maybe?

Sid - I just paid $895 for my 6 inch pipe to be replaced. Ask me if I feel violated!! He said as it was an emergency he charges $500/hour.

I have been using this guy for 15 years (he’s good about coming when I call, even on weekends) so needless to say I’m looking for a new plumber.