 Take her ? (by Lola [IL]) Oct 1, 2020 7:54 AM
 Take her ? (by Ken [NY]) Oct 1, 2020 8:22 AM
Take her ? (by Lola [IL]) Oct 1, 2020 8:45 AM
Take her ? (by Allym [NJ]) Oct 1, 2020 10:19 AM
Take her ? (by Lola [IL]) Oct 1, 2020 10:33 AM
Take her ? (by Small potatoes [NY]) Oct 1, 2020 10:43 AM
Take her ? (by Lola [IL]) Oct 1, 2020 10:52 AM
Take her ? (by David L. [OH]) Oct 1, 2020 10:56 AM
Take her ? (by Lola [IL]) Oct 1, 2020 11:23 AM
Take her ? (by plenty [MO]) Oct 1, 2020 11:43 AM
Take her ? (by Lola [IL]) Oct 1, 2020 12:01 PM
Take her ? (by plenty [MO]) Oct 1, 2020 4:52 PM
Take her ? (by Sir Walter [NC]) Oct 1, 2020 4:58 PM
Take her ? (by 6x6 [TN]) Oct 1, 2020 5:06 PM
Take her ? (by JKJ [MA]) Oct 1, 2020 5:24 PM
Take her ? (by Allym [NJ]) Oct 1, 2020 5:41 PM
Take her ? (by BRAD 20,000 [IN]) Oct 1, 2020 7:23 PM
Take her ? (by plenty [MO]) Oct 1, 2020 7:43 PM
Take her ? (by Vee [OH]) Oct 2, 2020 1:12 PM
Take her ? (by Lola [IL]) Oct 2, 2020 2:11 PM
Take her ? (by Ray-N-Pa [PA]) Oct 2, 2020 5:07 PM
Take her ? (by Lola [IL]) Posted on: Oct 1, 2020 7:54 AM
Message:
Date of birth 1966. Retired county worker. Claims to have 704 credit score. she is on retirement pension, collects around 50k a year. 2 bankruptcies in the past one in 1999 one in 2015. Lives with her mom 15 minutes away from my place!!???! single. Thoroughly checked the apartment, had good questions. I think she wants to move in someone else knowing that I cannot touch her (retirement not garnishable)….or take a chance with some bum…
--24.13.xxx.xxx |
Take her ? (by Ken [NY]) Posted on: Oct 1, 2020 8:22 AM
Message:
If your gut tells you that then dont rent to her.I doubt she lives with her mom,get copy of drivers license and pay stub,i bet there is a different address on them --104.229.xxx.xxx |
Take her ? (by Lola [IL]) Posted on: Oct 1, 2020 8:45 AM
Message:
i got her DL. DL, retirement dox and pacer BK cases reference address of the property deeded to her parents. --24.13.xxx.xxx |
Take her ? (by Allym [NJ]) Posted on: Oct 1, 2020 10:19 AM
Message:
No way! She is not a responsible person and just wants to hang out with new beau but that won't last long and she will be back with mom. She may be trying to secure him a place to live and then bail out. I don't believe the 50K either --71.104.xx.xxx |
Take her ? (by Lola [IL]) Posted on: Oct 1, 2020 10:33 AM
Message:
50k is legit. got coppies of 1099-r for 2019. her BK filed in 2015 showed her as a county worker for 27yrs. makes sense. she can afford it...problem is their minds r wired around cancel-rent ideas and giveaways.. --24.13.xxx.xxx |
Take her ? (by Small potatoes [NY]) Posted on: Oct 1, 2020 10:43 AM
Message:
I wouldn't take her based on what you present. Be aware of your potential bias towards accepting, after you have invested time in vetting her. If you are inclined to move ahead, then request Bank statements to see how good she is w saving. --99.203.xx.xxx |
Take her ? (by Lola [IL]) Posted on: Oct 1, 2020 10:52 AM
Message:
This is what I am gonna do. Since she plays 18yr old I will treat her like 18yr old..i will ask her mom and pop (both on title) to be cosigners on that lease agreement. They have a delicious property almost paid off. If the lil one screws up I will sue for possession and money (so called joint action), attach money judgment to the house and sell it at judicial sale. There is ton of equity in the house so 3rd party bidders will fight for it. 1st mortgage will get paid first (maybe 30k now, house worth 80k as is, 190k fixed up), then me, surplus if any goes to homeowners to set them up for a journey to MS. Seems like a fun project. lets see
--24.13.xxx.xxx |
Take her ? (by David L. [OH]) Posted on: Oct 1, 2020 10:56 AM
Message:
Been there and done that. They meet, they fall in "love", they want to move in together. They get in a fight, he leaves or she leaves and goes home to mama and you have an empty apartment. Six months or less max. I have sworn to NEVER get in this situation again. I do not rent to lovebirds regardless of their income. RUN! --65.186.xx.xxx |
Take her ? (by Lola [IL]) Posted on: Oct 1, 2020 11:23 AM
Message:
50% or more marriages end in divorce. it is like tossing a coin these days. what matters is : she can afford to keep the apartment on her own AND..she said mom is ok to cosign. that's enough. now i have some equity to dance with in case she defaults --24.13.xxx.xxx |
Take her ? (by plenty [MO]) Posted on: Oct 1, 2020 11:43 AM
Message:
I wouldn't want to be that busy. Is there no one else? Slow market? How many days listed for rent? Seems like alot of strategizing when you possibly could get a responsibile adult and rest easy. --99.203.xx.xxx |
Take her ? (by Lola [IL]) Posted on: Oct 1, 2020 12:01 PM
Message:
I am not going to be busy. lawyer will be busy. There is a reason why I run my vacancies in days not in months. If you call that “a lot of strategizing” than welcome to America 2.0. days when you pressed 1 for coke 2. for wife 3. for chevy are gone. nothing is easy any more. That’s simple creative real estate. Get used to it..or hand over everything to them.. --24.13.xxx.xxx |
Take her ? (by plenty [MO]) Posted on: Oct 1, 2020 4:52 PM
Message:
I dont know about the simple part but yes i am working on more resources for after the fact. --99.203.xx.xxx |
Take her ? (by Sir Walter [NC]) Posted on: Oct 1, 2020 4:58 PM
Message:
There is something very off with this picture and with the thinking somewhere. --98.122.xxx.xx |
Take her ? (by 6x6 [TN]) Posted on: Oct 1, 2020 5:06 PM
Message:
I am not sure why you asked the question as it appears that you already had your mind made up.
Getting in a hurry may be trouble. I don't see this ending well from what you have described. Then again, it appears that you don't either.
Why would you want to rent to someone that you think is a PITA before you even rent to them?
Did you not do a credit check?
What about a background check?
You said: "..problem is their minds r wired around cancel-rent ideas and giveaways"
Did she mention cancel rent to you?
Are you a gluten for punishment?
Even if you have an attorney do the eviction, that you will most likely end up doing, it will cost you time and money. --73.120.xx.xxx |
Take her ? (by JKJ [MA]) Posted on: Oct 1, 2020 5:24 PM
Message:
What do you mean “claims to have 704 credit score” you didn’t check yourself? --174.192.xx.xx |
Take her ? (by Allym [NJ]) Posted on: Oct 1, 2020 5:41 PM
Message:
Must pay for a credit check. All kinds of things turn up like lots of unpaid store credit cards. Judgements too. She might have been sued or someone may have a lien on the 50K she "used to" make. --71.104.xx.xxx |
Take her ? (by BRAD 20,000 [IN]) Posted on: Oct 1, 2020 7:23 PM
Message:
Lola,
Stop talking yourself into taking this problem person.
Kick up your marketing and find a normal renter.
BK TWICE?? Enough said.
She is eligble to file on YOU in 18 months.
Cannot garnish - a no for me.
"Thoroughly checked / good questions" THIS is a flashing bright yellow caution flag. Typical of scammers. She was putting on a show to make you think she is "good renter".
Co-signor: just buying another headache. No guarantee you'll see any money from them. Cannot garnish parents on pension/SSI IF they are still alive. Never assume the property is free and clear. It MIGHT be today but one medical event or nursing home can take all the equity in the house.
Stay strong and MANAGE your business.
BRAD
--73.102.xxx.xxx |
Take her ? (by plenty [MO]) Posted on: Oct 1, 2020 7:43 PM
Message:
It may cost time and money for damages. I like to avoid that when possible. Even with the legal system and what accountability you can enforce with paperwork, they must be served, and you can't get blood out of a turnip. Spells trouble in so many area. Avoid. --99.203.xx.xxx |
Take her ? (by Vee [OH]) Posted on: Oct 2, 2020 1:12 PM
Message:
If you are the atty billing those hours it makes sense, otherwise it is senseless to take a case so complex - why did no other creditor use your strategy in 2 BK cases? --76.188.xxx.xxx |
Take her ? (by Lola [IL]) Posted on: Oct 2, 2020 2:11 PM
Message:
what u care about atty fees ??!! if there is equity in the house everybody will eat after the sale. the only valid argument that i can think of is ...what if grannie who owns the place files for BK as soon as i get judgment against her and her daughter and BEFORE i attached that judgment to the house. in such case I am screwed my unsecured debt is extinguished by BK (only in america). if she files BK AFTER I file for foreclosure (based on the judgment) my debt is secured and in BK court I get another lawyer file proof of claim and get paid over couple of years with interest, atty fees etc ...well, i am not that bored so we will look for someone else ...
--24.13.xxx.xxx |
Take her ? (by Ray-N-Pa [PA]) Posted on: Oct 2, 2020 5:07 PM
Message:
Why not have your lead become an applicant and then disqualify them with actual data. If you are not sure about a credit score - but you have checked PACER and social media.......you are spending too much time on a Non-Qual --24.101.xxx.xx |
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