How do you report evictions and Judgements to Credit Agensies? A ssn is not part of the local court paperwork. Only a name is on the case. The credit bureaus announced that they are no longer using judgements that do not have a ssn. So how do you report these people after you get a judgement?
Here is what Im referring to:
The NCAP requires new and existing public record data to meet certain criteria in order for them to appear on your consumer credit reports, including:
The public record data must have your name, address, and either your Social Security number or your date of birth.
The data furnisher of the public record information must visit the applicable courthouse at least once every 90 days to obtain newly filed and updated public records.
What if I've never had a tax lien or civil judgment?
If you didn't have a tax lien or civil judgment on your credit reports before, your reports won't change and there won't be an effect on your credit scores as a result of these changes.
The enhanced public record data standards apply to new and existing bankruptcies, tax liens and civil judgment data in consumer credit reporting databases.
If you have a bankruptcy, your credit may not be affected by these changes, but the bureaus anticipate that over 95 percent of civil judgment records and over half of tax lien records donít meet the enhanced data requirements.
As a result, Experian, Equifax and TransUnion will no longer include the noncomplying tax liens and civil judgments on their consumer credit reports.
Once the credit bureaus remove this information, you may see your credit scores increase. --70.184.xxx.xx