How to Report Evictions
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How to Report Evictions (by Patrick [VA]) May 21, 2019 2:44 PM
       How to Report Evictions (by Vee [OH]) May 21, 2019 3:18 PM
       How to Report Evictions (by myob [GA]) May 21, 2019 3:49 PM
       How to Report Evictions (by WI House [WI]) May 25, 2019 7:01 PM


How to Report Evictions (by Patrick [VA]) Posted on: May 21, 2019 2:44 PM
Message:

How do you report evictions and Judgements to Credit Agensies? A ssn is not part of the local court paperwork. Only a name is on the case. The credit bureaus announced that they are no longer using judgements that do not have a ssn. So how do you report these people after you get a judgement?

Here is what Im referring to:

The NCAP requires new and existing public record data to meet certain criteria in order for them to appear on your consumer credit reports, including:

The public record data must have your name, address, and either your Social Security number or your date of birth.

The data furnisher of the public record information must visit the applicable courthouse at least once every 90 days to obtain newly filed and updated public records.

Common Question

What if I've never had a tax lien or civil judgment?

If you didn't have a tax lien or civil judgment on your credit reports before, your reports won't change and there won't be an effect on your credit scores as a result of these changes.

The enhanced public record data standards apply to new and existing bankruptcies, tax liens and civil judgment data in consumer credit reporting databases.

If you have a bankruptcy, your credit may not be affected by these changes, but the bureaus anticipate that over 95 percent of civil judgment records and over half of tax lien records don’t meet the enhanced data requirements.

As a result, Experian, Equifax and TransUnion will no longer include the noncomplying tax liens and civil judgments on their consumer credit reports.

Once the credit bureaus remove this information, you may see your credit scores increase. --70.184.xxx.xx




How to Report Evictions (by Vee [OH]) Posted on: May 21, 2019 3:18 PM
Message:

I would refer to the application, where it is needed to get a credit report for anyone applying to rent my place. --76.188.xxx.xx




How to Report Evictions (by myob [GA]) Posted on: May 21, 2019 3:49 PM
Message:

I hear your concern but I wouldn't be. When you file for any court action-- the major credit companies pull the tapes for all the municipalities if not daily weekly. Yes SSI numbers are important but a good processor doesn't need SSI #'s.

Have you not gotten any reports from this site?

I swear you have to feel like you should have a PI license when running down applicants and their info. --99.103.xxx.xxx




How to Report Evictions (by WI House [WI]) Posted on: May 25, 2019 7:01 PM
Message:

Patrick, I hope that some of the folks at the convention right now might see your post and reply later. I think that the other folks who replied might have misunderstood your concerns. --47.41.xxx.xxx





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