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Roommates (by GKARL [PA]) May 14, 2019 11:50 PM
       Roommates (by BRAD 20,000 [IN]) May 15, 2019 12:56 AM
       Roommates (by RB [MI]) May 15, 2019 7:27 AM
       Roommates (by Jan [MO]) May 15, 2019 9:35 AM
       Roommates (by Oregonwoodsmoke [ID]) May 15, 2019 10:46 AM
       Roommates (by GKARL [PA]) May 15, 2019 11:15 AM
       Roommates (by Jan [MO]) May 15, 2019 12:24 PM

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Roommates (by GKARL [PA]) Posted on: May 14, 2019 11:50 PM

Got a couple who are applying for my vacant one bedroom. Minimum income needed is $ 30,000. Together they make $ 50,000 and will be working at the same place (Best Buy), but have never lived together. She's moving out of her parent's home and it's uncertain where he's living. Claims credit is good. I'm not sure how that $ 50,000 breaks down. Also, she just got her job at Best Buy. It's uncertain how long the boyfriend has been there but I'll sort that once we meet. In short, we have no LL history, her starting a new job (previous job was in retail), no history of them living together and they're young 23 and 25. If I approve, I'm thinking SD, 1st and last and at least one of them has to be making 30K. How do you guy's handle this type of situation?

Roommates (by BRAD 20,000 [IN]) Posted on: May 15, 2019 12:56 AM


Careful. Stick to the non-discriminatory facts - Don't mention age.

You must screen them as any other applicants regarding combined income.

You cannot differentiate between married, shackup, or roommates, so you cannot say "One needs to make $X" unless your written criteria says that for ALL applicant couples.

I'm concerned about her short employment, hoping he has longer.

My new app asks for previous employment to determine if the applicant did hold a job for some time but made a recent change.

Millenials are expected to have 15-20 jobs during their work life.

Also, Best Buy is closing many stores. Check online.

Good luck!


Roommates (by RB [MI]) Posted on: May 15, 2019 7:27 AM

Screen x3. (Effort)

The proof is in the Pudding.

Roommates (by Jan [MO]) Posted on: May 15, 2019 9:35 AM

I'm surprised you don't know how the income breaks down, and assume you allowed two unrelated adults to submit one rental application.

I require all adults, married or not, to submit separate rental applications. In addition, I require all adults to meet all rental criteria individually. Ie, each must meet the minimum income, credit, rental and employment history on their own. That way, if one of them leaves or moves out, I'm confident the one that's left is well qualified.

You obviously don't do that, which is your choice (lots of landlords don't) but you already know this couple is extremely high risk. Keep in mind that the average 20-year old today is about 10 years behind baby boomers in maturity and common sense. So you're effectively considering renting to a couple of teenagers.

I'd pass, in a heartbeat. Insufficient rental history, insufficient full time employment history, insufficient income. Nor would I accept a co-signer.

Two are two horny kids who want to get away from mommy and daddy for obvious reasons. In a few months, when it's out of their system, they may or may not want to continue living together.

Roommates (by Oregonwoodsmoke [ID]) Posted on: May 15, 2019 10:46 AM

You don't have enough information to make a decision.

Roommates (by GKARL [PA]) Posted on: May 15, 2019 11:15 AM

Jan, they've only completed pre-screening information and not a formal app. If we get to that, I'll have the income breakdown.

Roommates (by Jan [MO]) Posted on: May 15, 2019 12:24 PM

GKarl - that makes sense. I jumped to conclusions.

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