Credit Check companies
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Credit Check companies (by Mike [MA]) May 2, 2019 11:41 PM
       Credit Check companies (by Jeffrey [VA]) May 2, 2019 11:49 PM
       Credit Check companies (by Gene [OH]) May 3, 2019 4:00 AM
       Credit Check companies (by Still Learning [NH]) May 3, 2019 4:02 AM
       Credit Check companies (by mike [MA]) May 3, 2019 5:19 PM
       Credit Check companies (by Jeffrey [VA]) May 3, 2019 5:53 PM
       Credit Check companies (by John... [MI]) May 4, 2019 1:55 AM
       Credit Check companies (by Ray-N-Pa [PA]) May 4, 2019 2:21 AM
       Credit Check companies (by John... [MI]) May 5, 2019 4:53 PM
       Credit Check companies (by John... [MI]) May 5, 2019 4:54 PM
       Credit Check companies (by Ray-N-Pa [PA]) May 5, 2019 8:47 PM
       Credit Check companies (by Libi [NY]) May 5, 2019 10:46 PM
       Credit Check companies (by John... [MI]) May 5, 2019 11:08 PM
       Credit Check companies (by Robin [WI]) May 6, 2019 5:49 AM


Credit Check companies (by Mike [MA]) Posted on: May 2, 2019 11:41 PM
Message:

The company that we have been doing credit checks with just informed us that they have stopped this service. Who do you use? Besides the one here is there others? --96.236.xxx.xxx




Credit Check companies (by Jeffrey [VA]) Posted on: May 2, 2019 11:49 PM
Message:

Mike, I'm curious. Why not support Tenant Credit Checks company which is one of the key sponsors of this site and helps allow the forum to be a free resource.

The customer service is excellent.

They provide complete credit reports, also eviction criminal and additional reports.

They are inexpensive (cheap - starting at only $9.95 per report).

The service is fast, provided to you online within 30 seconds after you request it.

Available 24 hours a day, 7 days a week.

Thousands of the our visitors are using their service.

They have been offering their services to our members for almost 20 years, so they are not a fly-by-night company.

There are no membership or monthly fees, you pay as you go.

What else would you possibly want for a Credit Check company. --72.214.xx.xxx




Credit Check companies (by Gene [OH]) Posted on: May 3, 2019 4:00 AM
Message:

I have used Tenant Credit Checks that sponsors this site and I have been very pleased with the service. Even when I didn't run a credit check for several years and my account was inactive, they reactivated it real quick. The reports come back in less than a minute and are easy to read unlike some that I have seen. --99.165.xx.xxx




Credit Check companies (by Still Learning [NH]) Posted on: May 3, 2019 4:02 AM
Message:

I am very happy with the Tenant Credit Check from this site. Able to use it 24/7 and great service the one time I needed help. --24.61.xxx.xx




Credit Check companies (by mike [MA]) Posted on: May 3, 2019 5:19 PM
Message:

Well,..I think the last time I looked, there was a requirement to come to my house do do an inspection etc. The previous company did not have this requirement and I wanted to use the service immediately. --66.30.xx.xxx




Credit Check companies (by Jeffrey [VA]) Posted on: May 3, 2019 5:53 PM
Message:

Mike, yes to get a full credit report, an inspection is required. However, if you have not yet had the on-site inspection (or choose not to do) the company does offer you an alternative option. It offers you the opportunity to get what they call an "ABC" report that does NOT require an inspection. That report does not provide you the opportunity to see the actual full report. Instead it provides you a score or (grade - A, B C, etc) based on information on the applicant's report. And the scored report is provided to you immediately (again without the need for an on-site inspection). If you have any questions regarding just utilizing the alternative ABC report and getting set-up to receive a report immediately, just call 1-888-294-4640, and the folks will be glad to help.

Also, moving forward, just to let you know, the inspection at your house is really a simple process that could be done in as little time as 10 to 15 minutes. Someone is simply there to check off if you have a paper shredder, file cabinet that locks and a computer that can be password protected. And an inspection can be scheduled within 24 to 48 hours. Again, it is a simple and painless process.

For others reading: sometimes people think that since they are just a mom and pop landlord with just one or two rentals, that getting approved with the inspection is a process more for larger landlords who have an office. And that is NOT the case. Actually 90% of the landlords who use the credit check service through this site are the smaller mom and pop landlords with just one or a few rentals who work right out of their home. --72.214.xx.xxx




Credit Check companies (by John... [MI]) Posted on: May 4, 2019 1:55 AM
Message:

Indeed -- the in-home inspection was really pretty simple. Not a big deal -- I recommend doing it.

Note that from this point on, you pretty much need such an inspection to get the full report. The law kinda requires it. Any company saying that they give full credit reports without doing that inspection is likely either not telling the truth about it being a real/full report -- or they are violating the law's requirements for who full reports are provided to.

Worth doing it. And you can just do it once (not every year) and you're all set.

- John...

--24.180.xxx.xxx




Credit Check companies (by Ray-N-Pa [PA]) Posted on: May 4, 2019 2:21 AM
Message:

Credit link

They are expensive though at $19.95 --72.23.xxx.xx




Credit Check companies (by John... [MI]) Posted on: May 5, 2019 4:53 PM
Message:

Ray-N-Pa: Credit Link doesn't provide full reports with an inspection. If he wants the full reports, he has to do the same sort of inspection going through Credit Link -- so why do that instead of the one offered on this site?

- John...

--96.40.xx.xx




Credit Check companies (by John... [MI]) Posted on: May 5, 2019 4:54 PM
Message:

TYPO: I meant that Credit Link doesn't provide full reports WITHOUT an inspection.

- John...

--96.40.xx.xx




Credit Check companies (by Ray-N-Pa [PA]) Posted on: May 5, 2019 8:47 PM
Message:

The initial question was who do you use to do credit screening.

I concur with your assessment on requiring an inspection. It only makes since to have the inspections done from the credit providers perspective - it reduces their liability.

It doesn't help out the smallest of LLs though who might only do one or two credit checks ever.

I understand the small LLs position too. They see it as a huge cost. The real cost comes though when you don't screen correctly.

You do have me thinking though John.....I might just call up this San Diego based company and ask them about a work around some how. I am wondering if the paper copy never transfer nor an E copy, if they can could simply tell you if someone qualifies based on the criteria that you gave them in advance --72.23.xxx.xx




Credit Check companies (by Libi [NY]) Posted on: May 5, 2019 10:46 PM
Message:

I am using a company from this site.

Unfortunately I was not approved to see a full report.

Did a site inspection, showed a computer, shredder, locker, but because I donít have an office they rejected me. --74.90.xx.xxx




Credit Check companies (by John... [MI]) Posted on: May 5, 2019 11:08 PM
Message:

Is your computer, shredder, and so on just out in the open in the living room? You don't have a room that you could put them in for the inspection? (We're just using a second bedroom as our "office" and it passed fine.)

- John...

--96.40.xx.xx




Credit Check companies (by Robin [WI]) Posted on: May 6, 2019 5:49 AM
Message:

I use the company on this site. They've been great. Our "office" was a guest bedroom in the basement. Passed inspection no problem. --204.210.xxx.xxx





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