Burn%2F+disaster

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Burn/ disaster (by Katrina [CA]) Sep 10, 2016 10:32 PM
       (by cjo'h [CT]) Sep 10, 2016 11:10 PM
       (by Jim in O C [CA]) Sep 11, 2016 3:10 AM
       (by JR [ME]) Sep 11, 2016 3:59 AM
       (by AAAA [MA]) Sep 11, 2016 4:09 AM
       (by Steve [MA]) Sep 11, 2016 5:36 AM
       (by Still Learning [NH]) Sep 11, 2016 6:12 AM
       (by tryan [MA]) Sep 11, 2016 6:15 AM
       (by Barb [MO]) Sep 11, 2016 7:02 AM
       (by Vee [OH]) Sep 11, 2016 7:04 AM
       (by Kyle [IN]) Sep 11, 2016 8:24 AM
       (by Moshe [CA]) Sep 11, 2016 8:42 AM
       (by Moshe [CA]) Sep 11, 2016 8:45 AM
       (by Robert,Ontario,Can [ON]) Sep 11, 2016 9:10 AM
       (by Rodney [PA]) Sep 11, 2016 10:56 AM
       (by WMH [NC]) Sep 11, 2016 11:31 AM
       (by JR [ME]) Sep 11, 2016 11:45 AM
       (by LoriC [CO]) Sep 12, 2016 7:20 AM
       (by Ray-N-Pa [PA]) Sep 15, 2016 6:46 PM

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Burn/ disaster (by Katrina [CA]) Sep 10, 2016 10:32 PM
Message:

My duplex had caught fire on my Neighbors side of the building where the electronicle box's are and now the place is inhabitable not sure yet how fire started ive been going threw a roach and mouse problem as well as building structural issues and now since the fire myself my husband and my two small children are forced to live in a motel now that the building is inhabitable and my landlord gave me this months rent back with lots of talking to even get it from him but now he is with holding my deposit my lease was up and I've been on a month to month is he liable for motel costs since the fire was not my fault or on my side ? And I didn't have renters insurance! But he's collecting home owners insurance for the fire.!! --172.56.x.xx




Burn/ disaster (by cjo'h [CT]) Sep 10, 2016 11:10 PM
Message:

Don't think he's liable for your living accommodations.You were supposed to have insurance on your stuff and living arrangements.we never think things like that will happen.but they do.so sad! Charlie....... ...... ..... .... .. --70.215.xx.xx




Burn/ disaster (by Jim in O C [CA]) Sep 11, 2016 3:10 AM
Message:

A LL is not responsible for your temporary living expenses. You should get your rent and deposit back. If there is damage you caused that will need to be repaired then I can see deducting that from you deposit.

Foolish not to have renters insurance.

SORRY --108.89.xxx.xxx




Burn/ disaster (by JR [ME]) Sep 11, 2016 3:59 AM
Message:

Sorry for your loss. Yes, your landlord should refund your current month's rent, and in the spirit of decency, your security deposit, too. In the spirit of decency, you should use some of that refund to rent a storage locker and move ALL of your possessions into it today, then return the keys to the landlord.

Your landlord has no liability to provide you with temporary housing. You took a gamble and lost by not having renter's insurance. The Red Cross and other charities may be able to help you. God bless. --166.182.xx.xxx




Burn/ disaster (by AAAA [MA]) Sep 11, 2016 4:09 AM
Message:

You need to talk to an attorney about suing the life out of however is responsible. The attorney will know who is liable and who has the deep pockets to pay you. Do what he says --98.229.xxx.xxx




Burn/ disaster (by Steve [MA]) Sep 11, 2016 5:36 AM
Message:

I'm sorry for your loss & hope things return to normal for you.

Why do you think your LL should pay for your family to stay at a motel? Do you have some knowledge that the LL caused this fire? If so you should share that with the fire department. I'm not sure what the "roach and mouse problem as well as building structural issues" have to do with this.

It interesting that you say you don't have renter's insurance but you want / hope that your LL will take care of everything for you. Hopefully unlike most tenants who experience this type of unfortunate tragedy, you will get renter's insurance before you move into a new place.

FYI unless the LL is determined to somehow be responsible for this fire, his primary obligation is to secure the property to prevent further damage & to help prevent the looting of any of the tenant's remaining possessions. Once the fire department / building department say it's OK to renter the property, it's your responsibility to salvage any of your items that ate still on the premises.

Technically you are still using the property to store your stuff & should be paying rent until you either remove your things or sign a statement saying that anything left there you no longer want & the LL can dispose of them. In reality most tenants end up abandoning the bulk of their stuff & the LL has to pay to remove & dispose of it.

As a LL of over 40 years, I have had several building rendered inhabitable due to issues which were not my fault & in 2 cases were attributed to tenant's negligence. In each instance I went above what was required by law to help my tenants get on with their lives. Naturally the rent was prorated for the last month, the SD was returned less the cost of disposing of items they left behind. If they had paid a last month's rent that was also returned in full.

Have you been in contact with your local Red Cross, church groups, Salvation Army, etc to see what if any assistance they can offer?

--72.93.xxx.x




Burn/ disaster (by Still Learning [NH]) Sep 11, 2016 6:12 AM
Message:

Call 1-800-board up. They are a charitable group associated with insurcom. They spoke at my last landlord group and will help tenants without renters insurance with hotel costs for the first few days and have many connections to help get people back up on their feet after tragedy. A landlord's insurance is on the building, not the renter's belongings. Nobody likes to pay for insurance until they need it. Not having insurance is a hard lesson to learn. --73.253.xxx.xxx




Burn/ disaster (by tryan [MA]) Sep 11, 2016 6:15 AM
Message:

The last fire I had the Red Cross handed each tenant $700.

Look for another place and move on .... not your problem. This too will pass. --73.249.xxx.xxx




Burn/ disaster (by Barb [MO]) Sep 11, 2016 7:02 AM
Message:

The LL didn't set the fire, he is losing money. he is not responsible for your living expenses.

If you still have belongings in the duplex, you should still be responsible for the rent and not yet have your deposit back.

If the fire inspector determines the fire was your fault, the deposit goes toward your bill. Get it? Otherwise, you have to get your stuff out and then when all your stuff is out the deposit will be returned.

Call the Red Cross or your church for help since you should have had renters insurance. --64.251.xxx.xxx




Burn/ disaster (by Vee [OH]) Sep 11, 2016 7:04 AM
Message:

Best to find a new place, the fire dept inspectors will be the ones proving what happened to cause this then the lawyers will attempt to defeat this at great expense - yours, by the time you pay the legal cash vacuum you could prolly own your own place. --76.188.xxx.xxx




Burn/ disaster (by Kyle [IN]) Sep 11, 2016 8:24 AM
Message:

Landlord is not responsible for your hotel costs or damaged belongings. That is what renter's insurance is for. Get anything you still want moved out of the property and return the keys to the landlord. Make sure you provide the landlord with your forwarding address for the deposit to be mailed to you. And don't forget to get renter's insurance for your next place. --73.146.xxx.xxx




Burn/ disaster (by Moshe [CA]) Sep 11, 2016 8:42 AM
Message:

You need to speak with a competent attorney.

One one hand, you have a lease and the landlord is unable to fulfill his commitment. On the other hand, as you can see by the previous posts, most of the landlords on this site are terrified that you might start a trend to hold the landlord responsible. The same people wouldn't give up an inch if a tenant has to move away because of a new job, they would insist that tenant be held responsible for lost rent. Its a problem, and I don't know what the law in CA is on this subject.

You need the advice of an attorney who is competent in this area. I for one, am interested to hear what he would say.

--47.139.xx.xxx




Burn/ disaster (by Moshe [CA]) Sep 11, 2016 8:45 AM
Message:

P.S.,

Return of the security deposit is governed by CA law. Landlord can deduct only for unpaid rent, damage to the property caused by tenant and beyond reasonable wear and tear, and the cost of cleaning to return the property to the level of cleanliness that it was in at the inception of the tenancy.

--47.139.xx.xxx




Burn/ disaster (by Robert,Ontario,Can [ON]) Sep 11, 2016 9:10 AM
Message:

Any fire in a rental unit causes severe hardship for tenants and in some cases injury or loss of life. Often before renting out a rental unit tenants are told the insurance on the apartment does not cover tenants contents. Where it is absolutely essential that tenants take out contents insurance or some call renters insurance. As a rental housing provider who is operating legal conforming apartments where down the road there are many illegal ramshackle apartments in houses where there is no fire protection for the tenants. In June the central fire alarm system, fire extinguishers, standpipe hoses and emergency lighting were inspected where ten smoke sensors connected to fire alarm system where replaced. Often tenants want a lower price rental unit where they never ask about safety or if the rental unit is legal. Only after something serious something happens reality kicks in. In the province of Ontario officially there has been loss of seventeen lives in the illegal basement apartments and illegal apartments in houses which were divided with regular drywall without getting a building permit. The insurance company which insures the apartment building will not insure those houses with illegal apartments in them. Safety of the tenants has to be the number one priority over everything else. Some say if they close down the illegal rent rentals there will be shortage of affordable rental housing. History is going to repeat itself all over again. --184.147.xx.xxx




Burn/ disaster (by Rodney [PA]) Sep 11, 2016 10:56 AM
Message:

I suggest that you consider moving to Los Angeles county and look up Moshe to rent one of her properties. Don't bother getting renters insurance. If there is ever a wild/house fire,flood,earthquake, roaches or mice problems she will gladly give your rent and security back along with putting you up in a motel as long as you like. She may even spring for an attorney to sue herself. --73.175.xxx.xx




Burn/ disaster (by WMH [NC]) Sep 11, 2016 11:31 AM
Message:

Moshe, she does not have a lease, or rather, she is "on month to month."

And in my lease at least, if residence is rendered uninhabitable, LL is not responsible to provide alternate housing, as they can terminate the lease. It's standard NC wording:

"Eminent Domain and Casualties: The Landlord and/or Agent shall have the option to terminate this lease if the Premises, or any part thereof, are condemned, or sold in lieu of condemnation, or damaged by fire or other casualty, such as hurricane or flood."

On the flip side, with Renter's Insurance:

"What Does Renters Insurance Cover?

Renters insurance provides financial reimbursement to cover a tenant’s lost or damaged possessions as a result of fire, theft or vandalism....Renters insurance can also provide compensation for alternative living arrangements in the event that your rental unit or rented home becomes uninhabitable due to storm damage or an apartment fire." --173.22.xx.xx




Burn/ disaster (by JR [ME]) Sep 11, 2016 11:45 AM
Message:

Moshe, do you think that a woman who has no insurance, is living in a motel room with her family, and is stressed to the max will benefit much from an attorney's consultation? Or would it be more prudent for her to move on? Inquiring minds want to know. God bless. --166.181.x.xxx




Burn/ disaster (by LoriC [CO]) Sep 12, 2016 7:20 AM
Message:

What Rodney said----Get in touch with Moshe---probably will pay for a hotel for you in addition to pointing you to an attorney to go after the LL for the fire damage which they had no control over and did not cause.

Why are you complaining that the "LL is collecting on his homeowner's insurance for the fire"??????? Of course he is going to file a claim with his insurance to make him whole for his loss--he paid into it, he is entitled to it. That LL was protecting his investment, get it??

Funny how Moshe doesn't slam this tenant for no carrying renter's insurance huh?? --65.114.xxx.xxx




Burn/ disaster (by Ray-N-Pa [PA]) Sep 15, 2016 6:46 PM
Message:

Was the landlord suppose to purchase renters insurance on your behalf? You elected to self insure. That will save you money on premiums......that is until there is a claim - then you are having a bad day.

Do you have rights - sure you do........but you also have responsibilities. So what are you trying to do at this point other than whine about how life has screwed you over and how the evil landlord is doing you wrong........ever consider that may-just maybe there might a SERIES of contributing factors that got you, me and the next person to exact place where we are. Until anyone elects to steer their own destiny, then they will be victims. --24.239.xx.xxx



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